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There's insurance. And there's Virgin Money Buildings Insurance

Virgin Money Buildings insurance covers the costs of re building or repair to the structure of your home and any outbuildings resulting from subsidence, fire or extreme weather like storms and floods. Cover includes the roof, walls, windows and any permanent fixtures like a fitted kitchen or bathroom.

Only pay for the cover you need

Tailor your policy to meet your needs with our 3 levels of cover

  • Red: This covers most essentials. Covers buildings up to £500,000.
  • Silver: Increased cover. Includes buildings up to £1 million.
  • Gold: Our greatest level of cover. Includes buildings up to £1.5 million.

Why choose Virgin Money?

  • Award-winning insurance that won’t make you want to break things
    We've picked up Moneyfacts Star Ratings for our Gold and Silver cover.
  • 24/7 no fuss claims
    We aim to settle your claim on the first call and with our 24-hour UK-based claims helpline you’ll always get assistance when you need it.
  • No need to haggle at renewal
    Our best renewal price when your cover is due to end – no need to call us to see if we can offer a better deal.
  • Exclusive customer benefits
    Access to Virgin Money Lounges across the UK and great discounts from the Virgin Group when you buy.
  • 5% discount for new customers
    For new customers you’ll be given a 5% discount in the first year, included in your quote. Plus an extra 5% off if you’re already a Virgin Money customer.*

Find out more 

If you would like to talk to us, just give us a call.

0330 303 1122

We're here from 8am to 8pm Monday – Friday and 9am to 4pm Saturdays.

Calls to 03 numbers cost the same as calls to 01 or 02 numbers and are included in any inclusive minutes and call plans you may have. Calls may be monitored and recorded.

Virgin Money Home Insurance is provided by Ageas Insurance Limited.

*Virgin Money automatically applies a discount to your quote if you’re an existing customer and you've held a product for at least four weeks. Discounts applied consecutively. We’ll also pay £25 cashback for Virgin Money customers who purchase a new home buildings and contents insurance policy between 3 May 2016 and 31 July 2016. Cashback paid within 90 days of the policy starting. The policy must be retained until the cashback is paid. Quote the promo code MVMHOME1. Terms and conditions apply.

Virgin Money Home Insurance is promoted by Virgin Money Personal Financial Service Ltd, arranged and administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited.

Virgin Money Personal Financial Service Ltd and Ageas Retail Limited are authorised and regulated by the Financial Conduct Authority.

Virgin Money Personal Financial Service Ltd (Co.Reg.No. 3072766) is registered in England and Wales. Reg. office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL.

Ageas Retail Limited (Co.Reg.No. 1324965) and Ageas Insurance Limited (Co.Reg.No. 354568) are both registered in England and Wales. Reg. office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA.

Extras like Home Emergency, Garden cover and Legal Protection, are provided by one of a number of providers, See our Terms of Business Agreement for details.