VIEW ALL VIRGIN MONEY CREDIT CARDS

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Balance Transfer Credit Cards

Paying interest on other credit or store cards? You could save money by transferring the balance to a Virgin Money Balance Transfer Credit Card.

36 Month Balance Transfer Credit Card

Balance
transfers

0% for 36 months

2.80% fee

Money
transfers

0% for 20 months

4.00% fee

Purchases

0% for 3 months

36 Month Balance Transfer Credit Card

Representative example: Purchase rate 20.9% p.a. (variable) on card purchases. Equivalent to 20.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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32 Month Balance Transfer Credit Card

Balance
transfers

0% for 32 months

0.60% fee

Money
transfers

0% for 32 months

4.00% fee

Purchases

0% for 3 months

32 Month Balance Transfer Credit Card

Representative example: Purchase rate 20.9% p.a. (variable) on card purchases. Equivalent to 20.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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30 Month Balance Transfer Credit Card

Balance
transfers

0% for 30 months

0.55% fee

Money
transfers

0% for 30 months

4.00% fee

Purchases

0% for 3 months

30 Month Balance Transfer Credit Card

Representative example: Purchase rate 20.9% p.a. (variable) on card purchases. Equivalent to 20.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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All Round Credit Cards

Want to transfer a balance, transfer money into your current account and make purchases? You can do all of these at 0% with our All Round Credit Card.

28 Month All Round Credit Card

Balance
transfers

0% for 28 months

2.90% fee

Money
transfers

0% for 28 months

4.00% fee

Purchases

0% for 28 months

28 Month All Round Credit Card

Representative example: Purchase rate 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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Purchase Credit Cards

Use our Purchase Credit Card for everyday spending or to spread the cost of larger purchases over time.

28 Month Purchase Credit Card

Balance
transfers

0% for 18 months

2.00% fee

Money
transfers

0% for 18 months

3.00% fee

Purchases

0% for 28 months

28 Month Purchase Credit Card

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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Travel Credit Cards

Perfect if you’re travelling abroad and don’t want to pay fees on overseas purchases.

Travel Credit Card

Balance
transfers

0% for 12 months

0% fee

Money
transfers

0% for 12 months

2.00% fee

Purchases

0% for 12 months

No fees on overseas purchases.
Find out more  

Travel Credit Card

Featured product

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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Virgin Atlantic Credit Cards

Earn Flying Club miles with your purchases and spend them on fabulous rewards like upgrades, flights and much more.

Virgin Atlantic Reward Credit Card

Earn 5,000 bonus miles

With your first card purchase.

0.75 Flying Club miles

for every £1 spent on everyday purchases.

1.5 Flying Club miles

for every £1 spent direct with Virgin Atlantic or Virgin Holidays*

Virgin Atlantic Reward Credit Card

Extras

Representative example: Purchase rate 22.9% p.a. (variable) on card purchases. Equivalent to 22.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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Virgin Atlantic Reward+ Credit Card

Earn 15,000 bonus miles

With your first card purchase.

1.5 Flying Club miles

for every £1 spent on everyday purchases.

3 Flying Club miles

for every £1 spent direct with Virgin Atlantic or Virgin Holidays*

Virgin Atlantic Reward+ Credit Card

Extras

Representative example: Purchase rate 22.9% p.a. (variable) on card purchases. Equivalent to 63.9% APR representative (variable). Based on borrowing of £1,200. Annual fee £160

Credit limits will vary based on your individual circumstances.

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* You’ll earn double miles when you spend directly with Virgin Atlantic and Virgin Holidays via their Contact Centres and online only. Spend in Virgin Holidays retail stores or third party travel agents does not qualify to receive double miles.

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another credit card issued by Virgin Money and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Money Credit Card is issued by Virgin Money plc – Registered in England and Wales (Company No: 6952311). Registered office – Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

The Virgin Atlantic Credit Card is issued by Virgin Money plc - Registered in England and Wales (Company No: 6952311). Registered office - Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.ukLink opens in a new window

Your copy of the Statement of Lender and Borrower Responsibilities PDF opens in a new window