VIEW ALL VIRGIN MONEY CREDIT CARDS

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All promotional periods start from the date your account is opened and applies to transfers made in the first 60 days.

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.

Balance Transfer Credit Cards

41 Month Balance Transfer Credit Card

Balance
transfers

0% for 41 months

3.00% fee

Money
transfers

0% for 41 months

3.80% fee

Purchases

0% for 3 months

41 Month Balance Transfer Credit Card

Representative example: Purchase rate 20.9% p.a. (variable) on card purchases. Equivalent to 20.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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40 Month Balance Transfer Credit Card

Balance
transfers

0% for 40 months

1.70% fee

Money
transfers

0% for 40 months

3.80% fee

Purchases

0% for 3 months

40 Month Balance Transfer Credit Card

Representative example: Purchase rate 20.9% p.a. (variable) on card purchases. Equivalent to 20.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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32 Month Balance Transfer Credit Card

Balance
transfers

0% for 32 months

0.60% fee

Money
transfers

0% for 32 months

4.00% fee

Purchases

0% for 3 months

32 Month Balance Transfer Credit Card

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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30 Month Balance Transfer Credit Card

Balance
transfers

0% for 30 months

0.55% fee

Money
transfers

0% for 30 months

4.00% fee

Purchases

0% for 3 months

30 Month Balance Transfer Credit Card

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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24 Month Balance Transfer Credit Card

Balance
transfers

0% for 24 months

0% fee

Money
transfers

0% for 24 months

4.00% fee

Purchases

0% for 3 months

24 Month Balance Transfer Credit Card

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

View

Money Transfer Credit Cards

36 Month Money Transfer Credit Card

Balance
transfers

0% for 36 months

2.90% fee

Money
transfers

0% for 36 months

2.90% fee

Purchases

0% for 3 months

36 Month Money Transfer Credit Card

Representative example: Purchase rate 20.9% p.a. (variable) on card purchases. Equivalent to 20.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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All Round Credit Cards

27 Month All Round Credit Card

Balance
transfers

0% for 27 months

2.70% fee

Money
transfers

0% for 27 months

2.70% fee

Purchases

0% for 27 months

27 Month All Round Credit Card

Representative example: Purchase rate 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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All Round Credit Card

Balance
transfers

0% for 25 months

1.50% fee

Money
transfers

0% for 25 months

2.00% fee

Purchases

0% for 25 months

All Round Credit Card

Representative example: Purchase rate 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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28 Month Purchase Credit Card

Balance
transfers

0% for 18 months

2.00% fee

Money
transfers

0% for 18 months

3.00% fee

Purchases

0% for 28 months

28 Month Purchase Credit Card

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

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Travel Credit Card

Balance
transfers

0% for 12 months

0% fee

Money
transfers

0% for 12 months

2.00% fee

Purchases

0% for 12 months

Travel Credit Card

ExtrasNo fees on overseas purchases. Find out more about this credit card 

Representative example: Purchase rate 19.9% p.a. (variable) on card purchases. Equivalent to 19.9% APR representative (variable). Based on borrowing of £1,200.

Credit limits will vary based on your individual circumstances.

View

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money Credit Card and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Money Credit Card is issued by Virgin Money plc – Registered in England and Wales (Company No: 6952311). Registered office – Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.ukLink opens in a new window

Your copy of the Statement of Lender and Borrower Responsibilities PDF opens in a new window