Man Utd Red Devil E-Saver

A straightforward account giving you easy access to your savings

  • The new Man Utd Red Devil E-Saver offers a competitive return and access to your money whenever you need it
  • Save from £1 up to £30,000
  • Amazing Man Utd prizes up for grabs each month with our United Rewards scheme

Helping fans make the most of their finances

When it comes to banking, we’re on a quest to change the game. So we’re proud to be the official UK financial services partner of Manchester United Football Club.

We’re offering a range of competitive products, each tailored to Man Utd fans and their money. And each one gives you the chance to win exclusive prizes through our United Rewards scheme.

Why Easy Access?

The Man Utd Red Devil E-Saver is an easy access account, which is perfect if you want to deposit and withdraw your savings whenever you like.

With the Man Utd Red Devil E-Saver:

  • Earn a competitive variable interest rate on your savings
  • Access your money as often as you like, with no restrictions
  • Start saving from only £1, up to a maximum of £30,000
  • Receive your interest monthly or annually
  • Get automatic entry to win amazing Man Utd prizes each month

United Rewards

With our United Rewards scheme, every month your account is open you'll earn 10 entries into our amazing monthly Man Utd prize draws. And you can earn extra entries for every £50 in your account each month.

You'll have a chance to win:

  • Matchday tickets for the Theatre of Dreams
  • Signed official Man Utd replica shirts
  • Hospitality tickets to enjoy the game in style

Plus other exciting Man Utd prizes you won't want to miss.

Terms apply Link opens in a new window 

Want to know more about our partnership?  

How does it work?

1. Open a Man Utd Red Devil E-Saver

  • Select ‘Apply now’ below and follow the steps to apply online
  • Start saving straightaway from only £1
  • Earn a competitive variable rate of 0.50% AER1 (0.50% Gross2 P.A.) on your savings

2. Earn United Reward entries as you save

  • Get 10 entries for every month your account is open and one extra entry for every £50 in your account
  • Each entry puts your name in the hat for our monthly Man Utd prize draws to win matchday tickets, signed shirts and hospitality tickets
  • Plus, twice a year our Man Utd Mega Draws give you the chance to win even more unmissable prizes

Account Name

Man Utd Red Devil E-Saver Issue 4

What is the interest rate?

Issue Annual interest
% Gross2
Annual interest
% AER1
Monthly interest
% Gross2
Monthly interest
% AER1
4 0.50 0.50 0.50 0.50

Annual interest is paid on 11 March and will be available the next working day. Monthly interest is paid on the 10th day of the month, and will be available the next working day.

Can Virgin Money change the interest rate?

Rates are variable. This means we may increase or decrease interest rates at any time. When we decrease interest rates we will give you at least two months’ notice before the rate reduces. Please refer to section 10 within the Savings terms and conditions.

What would the estimated balance be after 12 months based on a £1,000 deposit?

Issue Projected balance
Man Utd Red Devil E-Saver Issue 4 £1,005.00

This projection is provided for illustrative purposes only and does not take into account your individual circumstances. This is based on no withdrawals or further deposits being made and interest being added to the account. The projected balance is based on the annual interest rate.

How do I open and manage my account?

  • This account can be opened online by UK residents aged 16 or over.
  • Minimum to open £1.
  • Minimum additional deposit £1.
  • Minimum operating balance £1.
  • Maximum deposit limit £30,000. For all accounts the maximum deposit limit also applies to joint accounts.
  • If a deposit results in your account going over the maximum deposit limit we will return the additional money to you. This does not include any interest you have asked to be added direct to your account.
  • Each customer can save up to a total of £2 million with Virgin Money, across all accounts held.
  • Deposits and instructions can be made by:
    • Arranging an electronic transfer.
    • Transfer from an existing Virgin Money account, subject to the terms and conditions of that account.
    • Cash – Store** only.
    • Cheque.

Can I withdraw money?

  • Minimum withdrawal amount is £1 (or less if closing).
  • You can have access to your money whenever you need it. Simply log into your account and arrange to take money in the following ways:
    • Electronic transfer.
    • CHAPS.
    • Transfer to another Virgin Money account, subject to terms and conditions of the account.

Additional Information

  • This account is a payment account.
  • The automatic deduction of tax on savings interest ceased with effect from 6 April 2016.
  • We pay interest without deducting income tax, unless HMRC/the law requires otherwise. However, depending on your personal circumstances, you may be liable to pay income tax on the interest you have earned. Please visit for further information. We do not issue Certificates of interest paid and tax deducted automatically. However, once you have requested and received a Certificate of interest paid and tax deducted we will provide further certificates in April each subsequent year that the account remains open and, for closed accounts, in the tax year the account is closed.
  • Please note, the tax treatment and rate of interest payable depend on the individual circumstances of each customer and may change in the future.
  • Each month that there is a transaction on your account (other than an interest payment), we may email you at least once to let you know a statement is available to view online. You can view your transactions online at any time.
  • You will automatically be entered into United Rewards prize draws, which give the chance to win Man Utd prizes. There will be Monthly Prize Draws, as well as twice-yearly Mega Prize Draws. Every calendar month, so long as your account is open within the qualifying period, you automatically earn ten entries for our Monthly Prize Draw and ten entries into the Mega Prize Draw. United Rewards terms and conditions can be viewed at

Complaints and cancellations

We hope we can resolve any issues you may have in the first instance, but if you have a complaint, please let us know as soon as possible so that we can look into it for you. You can write the details of your complaint to the Customer Relations Team, Virgin Money plc, Gosforth, Newcastle Upon Tyne, NE3 4PL or email

If we cannot resolve the complaint to your satisfaction you have the right to refer your complaint to the Financial Ombudsman Service, which provides independent adjudication of complaints. A copy of our Internal Complaint Procedures leafletPDF opens in a new window(PDF, 164KB) is available on request.

If you are not happy with your choice of account within 14 days of opening it, we will help you switch accounts.

If you wish to take advantage of this 14 day cancellation period please contact our Main Office at:

Savings Operations,
Virgin Money,
Jubilee House,

Or visit your local Virgin Money Store to cancel your account. If you do cancel your account the full amount of your investment, together with any interest earned in accordance with your account details will be returned to you.

Save with confidence

As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee 

Apply online now in minutes

Man Utd Red Devil E-Saver

Variable rate of

0.50% AER1

0.50% Gross2 P.A.

Issue 4 Variable rate

Notice Easy Access
Minimum age 16
Interest paid Monthly or Annually
Interest type Variable
Withdrawals allowed Yes
Notice period Easy Access
Minimum balance £1
Maximum balance £30,000
Minimum additional deposits £1
Strictly limited issue Yes
Account opening Online
Account management Online

Things you'll need to hand

  • Your bank or building society number if you want your interest paid to another account
  • The details of other applicants, if you are opening an account with other people

Things to remember

You can only apply online and you'll manage your account through our 24/7 Online Service.

I am a new customer

Apply now

I am an existing savings or mortgage customer

Sign in and apply

Apply online in three steps

  • Register as a new customer or sign in if you are an existing customer.
  • Complete your application. For security reasons, your application will time-out if it’s left for more than 13 minutes.
  • Get immediate access to your online account. We'll send you an email to let you know when your new account is open.

Frequently asked questions

How do I pay money into this account?

You can add money to this account by:

  • Transferring money electronically to us by BACS, CHAPS, FPS or Standing Order.
  • Sending a cheque with a transaction slip PDF opens in a new window(PDF, 116KB) to our Main Office – please make the cheque payable to "Virgin Money plc for the account of [insert account holder’s name(s)]" and crossed "A/c Payee only". Please also quote your account number on the reverse.
  • Visiting your local Store Link opens in a new window** to make a cash or cheque deposit.
  • Transferring money from another Virgin Money account either by requesting a transfer online, sending a transaction slip PDF opens in a new window(PDF, 116KB) to our Main Office or visiting your local Store Link opens in a new window** with ID and passbook (as long as you can withdraw from the account).
For FPS, BACS and Standing Order transfers
Sort code 08-60-64
Account number Your account number
For CHAPS transfers
Sort code 08-02-65
Account number 50048407
Reference Your account number and your name
For CHAPS transfers from banks outside the UK
Sort code 40-02-50
Account number 61333372
Reference Customers Virgin Money Account Number and Name

How do I take money out?

  • You can have no notice access to your money.
  • There are no limits on the amount of withdrawals.
  • The minimum amount you can withdraw is £1 (or less if closing).

Simply log on to your account and arrange to transfer money to your nominated account or to another of our accounts (subject to the terms and conditions of that account).

You can take money out by:

  • Electronic transfer – If possible, we will make your payment by FPS and we will debit your account either on the same day, or any future date. The payment should reach your nominated account within a few hours but no later than the end of the next business day.
  • If you request a CHAPS withdrawal and we receive your authority and full instructions before 4pm on a business day, the money should be credited to your bank or building society account the same day. Please note, CHAPS is a chargeable service, please refer to charges for details.

On occasion we may need to verify your identity in order to carry out any instructions you may have given us. Keeping your contact details up to date will help avoid delay.

Will I incur any charges with this account?

There are charges for some standard services that we make available to you. These are detailed below:

Table to show charges for standard services that we make available to you
Service Charge
CHAPS Minimum withdrawal £250 £30 per transfer
Copy cheque £5 per cheque
Copy statement £10 per statement

We may also make a reasonable charge for any non-standard services which we make available to you on a discretionary basis. If you request such a service, we will tell you the amount of our charges before we act on your instructions.

When is the interest paid, and where is it paid to?

  • This account pays a variable rate of interest.
  • You can choose when and how to have your interest paid. Interest can be paid monthly to supplement your income or yearly as a lump sum – it’s entirely up to you.
  • Annual interest is paid on 11 March and available on the next business day. Monthly interest is paid on the 10th of each month and is available on the next business day.
  • If the balance in your account falls below £1, the minimum balance, our basic savings rate of 0.10% Gross2 P.A applies.

Interest can be;

  • Added to your account.
  • Transferred into any Virgin Money account (as long as you can add to the account).
  • Paid into an account with another bank or building society.