Double Take E-Saver

Limit to a double take for a better rate

Variable rate of


AER1 / Gross2 P.A.

Apply online now in minutes and start saving straightaway.

Ideal if you can limit the number of withdrawals you need to make over a calendar year. In return you'll receive a higher variable rate of interest than our other access products.

The highlights

  • Add to your account at any time
  • Start saving today with only £1
  • Limited issue, so don't miss out
  • UK call centres
  • Exclusive access to our Virgin Money Lounges
  • Access to a great range of Virgin Group discounts and offers
Apply now

Account name: Double Take E-Saver Issue 6

Save with confidence

As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee 

Interest calculator

Use our handy calculator to work out the estimated interest you could earn on this account.

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Apply now in minutes

Things you may need to hand
  • Your bank or building society number.
  • The details of other applicants, if you are opening an account with other people.
Are you an existing online savings or mortgages customer?

Frequently asked questions

How do I pay money into this account?

You can add money to this account with any amount between £1 and £250,000 by:

  • Transferring money electronically to us by BACS, CHAPS, FPS or Standing Order.
  • Visiting your local Store** to make a cash or cheque deposit.
  • Transferring money from another Virgin Money account by requesting a transfer online or visiting your local Store** with ID and passbook (as long as you can withdraw from the account).
For FPS, BACS and Standing Order transfers
Sort code 08-60-64
Account number Your account number
For CHAPS transfers
Sort code 08-02-65
Account number 50048407
Reference Your account number and your name
For CHAPS transfers from banks outside the UK
Sort code 40-02-50
Account number 61333372
Reference Customers Virgin Money Account Number and Name

How do I take money out?

  • Two withdrawals can be made per calendar year. Once the second withdrawal has been made no further withdrawals can be made until the next calendar year. Closing your account counts as a withdrawal and so you will not be able to close your account if you have already made two withdrawals in a calendar year.
  • The minimum amount you can withdraw is £1 (or less if closing).

Simply log on to your account and arrange to transfer money to your nominated account or to another of our accounts (subject to the terms and conditions of that account).

You can take money out by:

  • Electronic transfer – If possible, we will make your payment by FPS and we will debit your account either on the same day, or any future date. The payment should reach your nominated account within a few hours but no later than the end of the next business day.
  • If you request a CHAPS withdrawal and we receive your authority and full instructions before 4pm on a business day, the money should be credited to your bank or building society account the same day. Please note, CHAPS is a chargeable service, please refer to charges for details.

On occasion we may need to verify your identity in order to carry out any instructions you may have given us. Keeping your contact details up to date will help avoid delay.

What happens after two withdrawals?

  • Only two withdrawals can be made from the account per calendar year.
  • Once the second withdrawal has been made no further withdrawals can be made until the next calendar year. Closing your account counts as a withdrawal and so you will not be able to close your account if you have already made two withdrawals in a calendar year.
  • If you make two withdrawals per calendar year you will receive a notification that you can no longer access your funds until the next calendar year.
  • At the beginning of the new calendar year, we will automatically reset the withdrawal count to zero.

Will I incur any charges with this account?

There are charges for some standard services that we make available to you. These are detailed below:

Table to show charges for standard services that we make available to you
Service Charge
CHAPS Minimum withdrawal £250 £30 per transfer
Copy cheque £5 per cheque
Copy statement £10 per statement

We may also make a reasonable charge for any non-standard services which we make available to you on a discretionary basis. If you request such a service, we will tell you the amount of our charges before we act on your instructions.

When is the interest paid, and where is it paid to?

  • This account pays a variable rate of interest.
  • You can choose when and how to have your interest paid. Interest can be paid monthly to supplement your income or yearly as a lump sum – it’s entirely up to you.
  • Annual interest is paid on 11 March and available on the next business day. Monthly interest is paid on the 10th of each month and is available on the next business day.
  • If the balance in your account falls below £1, the minimum balance, our basic savings rate of 0.10% Gross2 P.A applies.

Interest can be;

  • Added to your account.
  • Transferred into any Virgin Money account (as long as you can add to the account).
  • Paid into an account with another bank or building society.

What happens if I change my mind?

If you are not happy with your choice of account within 14 days of opening it, we will help you switch accounts.

If you wish to take advantage of this 14 day cancellation period please contact our Main Office at:

Savings Operations,
Virgin Money,
Jubilee House,

Or visit your local Virgin Money Store to cancel your account. If you do cancel your account the full amount of your investment, together with any interest earned in accordance with your account details will be returned to you.