All promotional rates start from the date your account is opened and apply to transfers made in the first 60 days. 5% handling fee will apply to any balance and money transfers made after the first 60 days.
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If you don't want to apply online you can call us on 0800 389 2875. Lines are open 24 hours a day, 7 days a week.
In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale).
If you also have any products with Clydesdale Bank, Yorkshire Bank or B, we need to make you aware of some important information before you apply.
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Your card will automatically be set up with online statements. If you prefer paper statements, you can ask for these to be sent to your home address once your account is up and running.
Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.ukLink opens in a new window
If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money Credit Card and should not use your card to repay other borrowing from Virgin Money.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider's prevailing rate and may be monitored and recorded.