Thank you for choosing to apply online
for a Virgin Atlantic White Credit Card Account

If you’re already a Virgin Atlantic Flying Club member, have your membership number to hand so you can earn 3,000 miles with your first card purchase made within 90 days of account opening.†

If you’re not registered, you don’t need to join now, but do it as soon as you can so you can start collecting your miles. Click here to join Virgin Atlantic's Flying Club now


Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards. MBNA Limited is the lender.

Don’t forget, you need to be aged 18 or over and a UK resident with a bank or building society account. When you click "Apply online now" you will go to the MBNA website to complete your online application.

Virgin Atlantic
White Credit Card
Representative example:

17.9% p.a (variable)
on card purchases

Equivalent to
representative (variable)

based on a credit limit of £1,200

Credit limits will vary based on your individual circumstances

† Bonus miles (3,000 for the White Account and 18,500 for the Black Account) will be credited to your Flying Club membership account after your first purchase on either card, providing you use either within 90 days of your account opening and supply your Flying Club membership number. Please allow six to eight weeks for bonus miles to be added to your account. Bonus miles are not awarded on balance transfers, money transfers or cash advances.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards issued by MBNA Limited. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Virgin Atlantic Airways Limited trading as Virgin Atlantic is a credit broker/intermediary. Virgin Atlantic Airways Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England and Wales under company number 1600117. Interim permission number 514105. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.