Skip to main content
alt=""

Let the good times roll

Clock up Virgin Points with your Virgin Atlantic Credit Card and discover a world of rewards.


Here's how it works

  • From your next coffee to the weekly shop, you’ll earn Virgin Points on all your day-to-day spending
  • Get some Virgin va-va-voom when you spend with Virgin Atlantic and Virgin Holidays – we’ll double your points
  • Unlock fabulous flight upgrades to Premium or Companion tickets with Virgin Atlantic's Flying Club when you reach the required spending level
  • Discover 200+ ways to spend your Virgin Points with Virgin Red, the rewards club from Virgin. Hotels, cinema tickets, epic experiences and little treats – the choice is yours!
  • Take your card on holiday and enjoy no foreign exchange fees on spending in Europe Foreign transactions have a 2.99% fee. This fee does not apply to transactions in Euros, Swedish Kronor or Romanian Lei made within the European Economic Area (EEA).
Terms and restrictions apply.

Easy earning

Earn Virgin Points on all your day-to-day spending
Double points when you spend with Virgin Atlantic and Virgin Holidays.
Grab thousands of bonus points with your first card purchase
No minimum spend, just make a purchase in the first 90 days of taking out the card.

To earn points you'll need to join Virgin Atlantic's Flying Club. This will also make you a member of Virgin Red, the rewards club from Virgin. You'll need to link your Virgin Atlantic Flying Club account in the credit card app.

Travel perks

Swap points for flights, experiences and more
The sky's the limit when it comes to spending points with Virgin Atlantic Flying Club or Virgin Red.
Unlock an upgrade or companion ticket
Each year you can earn a Flying Club reward voucher when you reach the required spending level.
Spend in Europe with no foreign exchange fees
Applies to transcations in Euros, Swedish Kronor and Romanian Lei made within the European Economic Area (EEA).

Choose the card that suits you

Virgin Atlantic Reward+ Credit Card

£160 ANNUAL FEE

Earn 18,000 bonus points

with your first card purchase, made within 90 days of taking out the card.

1.5 Virgin Points

for every £1 spent on everyday purchases*

3 Virgin Points

for every £1 spent direct with Virgin Atlantic or Virgin Holidays*

Earn a flight upgrade

Spend £10,000 or more a year on purchases to earn an upgrade or companion ticket. Terms apply.

Representative example
Purchase rateThe purchase rate is the interest rate we will charge on any purchases you make with your Virgin Money Credit Card. When you open your account you may be offered a purchase rate. After that, we'll increase it to the rate shown here. 26.9% p.a. (variable) on card purchases
Equivalent toAPR stands for Annual Percentage Rate. It is made up of the standard interest rate on purchases, outside of any promotional rate, along with any other charges you may have to pay. You can use this rate to compare different credit cards. 69.7% APR representative (variable)
Based on borrowing £1,200 UK lenders use £1,200 to make comparing cards easier. It doesn't reflect the credit limit we'd offer you.
Check your eligibility

Virgin Atlantic Reward Credit Card

NO ANNUAL FEE

Earn 3,000 bonus points

with your first card purchase, made within 90 days of taking out the card.

0.75 Virgin Points

for every £1 spent on everyday purchases*

1.5 Virgin Points

for every £1 spent direct with Virgin Atlantic or Virgin Holidays*

Earn a flight upgrade

Spend £20,000 or more a year on purchases to earn an upgrade or companion ticket. Terms apply.

Representative example
Purchase rateThe purchase rate is the interest rate we will charge on any purchases you make with your Virgin Money Credit Card. When you open your account you may be offered a purchase rate. After that, we'll increase it to the rate shown here. 26.9% p.a. (variable) on card purchases
Equivalent toAPR stands for Annual Percentage Rate. It is made up of the standard interest rate on purchases, outside of any promotional rate, along with any other charges you may have to pay. You can use this rate to compare different credit cards. 26.9% APR representative (variable)
Based on borrowing £1,200 UK lenders use £1,200 to make comparing cards easier. It doesn't reflect the credit limit we'd offer you.
Check your eligibility

* The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending. We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points. You'll only earn double points when you spend directly with Virgin Atlantic and Virgin Holidays.

To benefit from the points earned you need to be a member of the Virgin Atlantic Flying Club. We'll add your points to your Flying Club account every month within 5 days of your credit card statement. Join Virgin Atlantic Flying Club.

Virgin Points is the rewards currency provided by the Virgin Group rewards programme and managed by Virgin Red.A Virgin Red membership is required to redeem Virgin Points. Virgin Red reward programme.

Browse all our credit cards

Straight to the points

Enter your monthly spend to see how many points you’ll earn a year.

If you spend £650 on your Virgin Atlantic Credit Card each month, you'll earn:

Virgin Atlantic Reward+ Credit Card

11,700

Virgin Points a year

Virgin Atlantic Reward Credit Card

11,700

Virgin Points a year

This doesn't include bonus points, promotional offers or reward vouchers.

Virgin Atlantic Reward+ Credit Card comes with an £160 annual fee. There's no annual fee for the Virgin Atlantic Reward Credit Card.

Where will you go?

New York one-way saver seat from

6,0001

Virgin points

Los Angeles return flights from

30,0002

Virgin points

Mexico premium return
flights from

45,0002

Virgin points

1 Seats at Saver price points are subject to availability and will not always be available in every cabin or on every flight.

2 Points needed to redeem offers varies depending on season, route and demand. Taxes, fees and carrier-imposed surcharges apply, and will be shown at the time of booking.

Virgin Atlantic Flying Club Terms
Virgin Atlantic Flying Club logo

Red hot rewards

You'll also find hundreds of ways to spend your points with Virgin Red. From extraordinary experiences to everyday treats, the choice is yours!

Discover Virgin Red
alt=""

Check your eligibility

Before you apply, use our card checker

To manage your card, you'll need the Virgin Money Credit Card app.

Check your eligibility

Your questions answered

Points are earned for every £1 spent on card purchases. You won’t earn points on any cash transactions, balance transfers or money transfers.

With a Virgin Atlantic Reward Credit Card you'll earn 0.75 points for every £1 you spend. Or, if you have chosen the Virgin Atlantic Reward+ Credit Card with a £160 annual fee, you'll earn 1.5 points for every £1 you spend. Every time you spend direct with Virgin Atlantic and Virgin Holidays you'll also earn double Virgin Points.

We calculate the points earned on each transaction, including points on parts of £1 spent. This total amount is then rounded up to the nearest whole point and added to your Flying Club account within 5 days of your monthly statement.

The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending. We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points.

You must have provided Virgin Money with a valid Flying Club number in the name of the main account holder to earn your Virgin Points.

You can choose from a huge range of rewards such as flights and upgrades with Virgin Atlantic and our airlines partner, as well as other rewards like hotel stays, spa days and so much more.

You’ll find links to the Virgin Atlantic Flying Club and Virgin Red from the app. Just tap ‘Virgin Atlantic Rewards Lounge'.

There’s a cap on the Virgin Points you can earn each month based on your credit limit.

So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement.

The cap doesn't apply to bonus points.

In the app just tap ‘Virgin Atlantic Rewards Lounge'. If you've given us your Flying Club number, you'll be able to see the points you've earned with your credit card during your last statement period.

If you can't see your points, it's usually because we don't have your Flying Club number. To update this in the app, go to the same screen (tap ‘Virgin Atlantic Rewards Lounge') and enter your Flying Club number - it's a 10-digit number which starts with a 1. It may take a few days for this to update, so keep checking back. If there are any issues, we'll let you know.

Having trouble?

  1. If you’ve forgotten your number, or you’re not yet a member, visit Flying Club.
  2. If you’ve tried to add this and your number isn’t recognised, please check to ensure the name and date of birth on your Flying Club account match those provided on your credit card profile.
  3. You can only link a Flying Club account in your name, so if you’ve used someone else’s account, please update this to your own Flying Club number.
Visit Help Centre