The Virgin Atlantic Credit Card Account gives you lots of opportunities to earn Flying Club miles which you can spend on rewards like flights and upgrades.

Flying Club miles could help you turn your spending into something truly special - from a one-off treat to the trip of a lifetime.

There are two types of account available: the Virgin Atlantic White Credit Card Account and the Virgin Atlantic Black Credit Card Account.

You can redeem your Flying Club miles against:

  • Virgin Atlantic Flights
  • Upgrades and companion fares
  • Spa days
  • Virgin vouchers
  • Hotel stays

...and much more.


Here’s a taster of what you can use your miles on...

Virgin Atlantic plane

From 2,000 Flying Club miles

Put your Flying Club miles towards the cost of a great Virgin Atlantic round trip fare.

From 7,500 Flying Club miles

Put your Flying Club miles towards the cost of a great Virgin Atlantic Premium Economy round trip fare.

From 10,000 Flying Club miles

10,000 Flying Club miles is enough miles for an Economy to Premium Economy upgrade, one way to New York.

From 15,500 Flying Club miles

Push the boat out and put your Flying Club miles towards the cost of a luxury Virgin Atlantic Upper Class fare.*

30,000 Flying Club miles

30,000 Flying Club miles is enough miles for an Economy to Upper Class upgrade, one way to Hong Kong.

40,000 Flying Club miles

Upgrade from Economy to Upper Class on a round trip reward flight to New York.

55,000 Flying Club miles

55,000 miles is enough miles for a Premium Economy round trip reward flight to Boston or New York.

80,000 Flying Club miles

Enjoy the ultimate travel experience with a Virgin Atlantic Upper Class round trip reward to New York.

Flying Club terms and conditions apply.

* Available on selected routes and travel seasons.

Flying Club reward flights are subject to the payment of applicable taxes, charges, fees and surcharges.


Virgin Atlantic
White Credit Card
Representative example:

17.9% p.a (variable)
on card purchases

Equivalent to
17.9%APR
representative (variable)

based on a credit limit of £1,200

Virgin Atlantic
Black Credit Card
Representative example:

18.9% p.a (variable)
on card purchases

Equivalent to
52.0%APR
representative (variable)

based on a credit limit of £1,200

Annual fee of £140 is payable

Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards. MBNA Limited is the lender.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards issued by MBNA Limited. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Virgin Atlantic Airways Limited trading as Virgin Atlantic is a credit broker/intermediary. Virgin Atlantic Airways Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England and Wales under company number 1600117. Interim permission number 514105. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.

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