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Account benefits

With two cards, the Virgin Atlantic Credit Card Account gives you lots of opportunities to earn Flying Club miles faster, which you can spend on rewards like flights and upgrades.

There are two types of account available: the Virgin Atlantic White Credit Card and the Virgin Atlantic Black Credit Card Account.

Both accounts include the Virgin Atlantic American Express® Credit Card from MBNA and the Virgin Atlantic Visa Credit Card. And whichever account you choose, it's easy to manage – with one statement and one PIN.

With both accounts you get all the following benefits:

Flying Club

Flying Club miles - Earn miles everyday

Earn bonus miles on your first purchase and every time you use your card to get rewards faster.

Read more about Flying Club miles - Earn miles everyday
Companion

Complimentary companion reward flights

Receive a complimentary companion reward ticket when you reach the qualifying spend amount on your Virgin Atlantic American Express® Credit Card from MBNA.

Read more about Complimentary companion reward flights
Upgrade

Premium Economy reward upgrades

Meet the minimum spend on your Virgin Atlantic American Express® Credit Card to upgrade up to twice a year, every year.

Spend on the Virgin Atlantic Visa Credit Card doesn't count towards upgrades.

Read more about Premium Economy reward upgrades
Offers

Exclusive shopping, dining and travel offers

Boost your mileage with Virgin Atlantic’s Flying Club partners.

Read more about Exclusive shopping, dining and travel offers

Representative example

  • Purchase rate
    22.9% p.a.
    (variable) on card purchases
  • Equivalent to
    22.9%APR
    representative (variable)
  • Based on a credit limit of
    £1,200
Credit limits will vary based on your individual circumstances

Learn more (White account) 
 

Representative example

  • Purchase rate:
    22.9% p.a.
    (variable) on card purchases
  • Equivalent to:
    57.4%APR
    representative (variable)
  • Based on a credit limit of:
    £1,200
  • Annual fee of
    £140
    is payable
Credit limits will vary based on your individual circumstances

Learn more (Black account) 
 

† Bonus miles (3,000 for the White Account and 18,500 for the Black Account) will be credited to your Flying Club account after your first purchase on either card, providing you use either within 90 days of your account opening and supply your Flying Club number. Further bonus miles (7,000 for the White Account and 6,500 for the Black Account) will be credited to your account when you apply before 31 October 2016 and spend £1,000 on the White Account or £3,000 on the Black Account on either card in the first 90 days of your account opening and have supplied your Flying Club number. Please allow six to eight weeks for bonus miles to be added to your account. Bonus miles are not awarded on balance transfers, money transfers or cash advances.

†† Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore or Virgin Holidays in-store concessions.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over. Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards issued by MBNA Limited. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.

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