Virgin Atlantic American Express Credit Card from MBNA - Earn Flying Club miles every time you use the card to pay

Card benefits

As well as earning Flying Club miles which you can spend on brilliant rewards like flights, upgrades and more, a Virgin Atlantic Credit Card gives you up to 46 days interest free on card purchases*.

There are two types of card available: the White Card and the Black Card.

With both cards you get all the following benefits:

• Double Flying Club miles
• Premium Economy reward upgrades
• Complimentary companion reward flights
• Complimentary insurance
• The very best in customer service

To find out more about the differences, just compare the cards.

*When you pay your statement balance in full and on time every month.

Card benefits

Double Flying Club miles

White Card:
We’ll give you 3,000 Flying Club miles as soon as you start using your card. You’ll get 1 mile for every full £1 you spend.

In addition you’ll get double Flying Club miles whenever you buy direct from Virgin Atlantic or Virgin Holidays.

Black Card:
We’ll give you 6,000 Flying Club miles as soon as you start using your card. You’ll get 2 miles for every full £1 you spend.

In addition you’ll get double Flying Club miles whenever you buy direct from Virgin Atlantic or Virgin Holidays. So you could earn 4 miles for every £1 you spend.

Click here for terms and conditions about earning miles

Card benefits

Premium Economy reward upgrades

White Card:
Spend £10,000 on card purchases in a year to receive a Premium Economy reward upgrade when you redeem your miles on an Economy booking.

Black Card:
Spend £5,000 on card purchases in a year to receive a Premium Economy reward upgrade when you redeem your miles on an Economy booking.

When you’ve spent the same amount again, you'll be eligible for another Premium Economy reward upgrade when you redeem your miles on an Economy booking. You can do this up to twice a year, every year.

Click here for Premium Economy reward upgrade terms and conditions

Note: A year is defined as the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened.

Card benefits

Complimentary companion reward flights

White Card:
Spend over £15,000 on card purchases in a year to receive a complimentary companion reward ticket for a qualifying flight.

Black Card:
Spend over £7,500 on card purchases in a year to receive a complimentary companion reward ticket for a qualifying flight.

Complimentary companion reward flights can only be booked with full-priced, qualifying Virgin Atlantic flights and are subject to availability. There may be no availability for particular routes or for particular travel dates.

Click here for companion flight terms and conditions

Note: A year is defined as the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened.

Card benefits

Complimentary insurance

Fraud protection
Our Fraud Protection guarantee means you won’t be liable for a penny if your card is lost or stolen, and used fraudulently - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.

Free insurances*
Extra protection when using your card abroad:

• Free Travel Accident Insurance up to £250,000.
• Free Lost Luggage Insurance up to £1,500.
• Free Travel Inconvenience Insurance up to £750:
  - £250 towards meals and accommodation if you are delayed for 8 hours.
  - up to £500 for emergency clothing if your luggage is delayed for 48 hours or more.

Exclusions and limits apply. Please read the policy summary

* Terms and conditions apply to all insurances, full details will be sent once your account is opened.

Card benefits

The very best in customer service

• Up to 3 additional cardholders** free of charge

• A full online and phone service

  It’s up to you how you choose to manage your Virgin Atlantic Credit Card account. By phone or online - either way is easy.

  It takes just minutes to register for our online service, and as soon as you’re up and running you can:

  - Access your account 24/7
  - Check your balance and credit limit
  - See your PIN securely on-screen
  - Make payments/set up direct debits
  - Update your details
  - And much more…

** Any additional cardholder(s) must reside at the same primary address, and have a relationship of close family member (defined as spouse, child, parent, sibling or domestic partner)