| The information contained in this table summarises key product features and is not intended to replace any terms and conditions
| |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| APR |
| ||||||||||||||||||||
| Interest rates |
| ||||||||||||||||||||
| Interest free period |
| ||||||||||||||||||||
| Interest charging information | You will not pay interest on new purchases if:
| ||||||||||||||||||||
| Allocation of payments | We allocate your payment to amounts that are charged at higher interest rates before those that are charged at lower interest rates.
| ||||||||||||||||||||
| Minimum repayment |
| ||||||||||||||||||||
| Credit limit |
| ||||||||||||||||||||
| Fees |
| ||||||||||||||||||||
| Charges | Introductory rate
Standard rate
| ||||||||||||||||||||
| Default charges |
| ||||||||||||||||||||
Virgin Money Limited currently promotes credit cards exclusively with MBNA Europe Bank Limited.
Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 3072766.
The credit cards are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority. American Express® is a registered trademark of the American Express company. MBNA Europe Bank Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Europe Bank Limited. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.