Terms and conditions for Premium Economy reward upgrades

These terms and conditions relate specifically to Premium Economy reward upgrades for the Virgin Atlantic American Express^® Credit Card from MBNA.

The Virgin Atlantic American Express^® Credit Card from MBNA is promoted by Virgin Money Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 4232392. Virgin Money Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 3072766.

The credit cards are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority. American Express® is a registered trademark of the American Express company. MBNA Europe Bank Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Europe Bank Limited. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.

Premium Economy reward upgrade

Spend £10,000 on card purchases on the Virgin Atlantic White American Express® Credit Card, or £5,000 on the Virgin Atlantic Black American Express® Credit Card, by the end of any year and you will receive a Premium Economy reward upgrade that, subject to availability, enables you to convert an Economy reward redemption (an Economy flight bought with your Flying Club miles) into a Premium Economy reward redemption on Virgin Atlantic. Plus, spend another £10,000 on the Virgin Atlantic White American Express® Credit Card, or £5,000 on the Virgin Atlantic Black American Express® Credit Card, in that year and earn another Premium Economy reward upgrade. The main cardmember can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Premium Economy reward upgrades are valid for 12 months from the date they are added to your Flying Club account. Card purchases exclude cash transactions, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. Cardmembers must pay related taxes, fees and charges relating to the complimentary Premium Economy reward upgrade. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes are strictly subject to availability. Premium Economy reward upgrades must be redeemed through the Flying Club Helpline prior to travel by calling 08444 122 414 and are not available through airport check-ins. Once you have redeemed your Premium Economy reward upgrade you may not use miles to upgrade to Upper Class. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/premiumeconomyupgrade/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number.

Flying Club is operated by Virgin Atlantic Airways Limited, Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex, RH10 9NU. Registered in England number 01600117. Full terms and conditions apply. Please refer to www.virginatlantic.com