Terms and conditions for earning miles
The terms and conditions relate specifically to Earning miles with the Virgin Atlantic American Express® Credit Card from MBNA.
The Virgin Atlantic American Express® Credit Card from MBNA is promoted by Virgin Money Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 4232392. Virgin Money Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 3072766.
The Virgin Atlantic American Express® Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As this credit card is issued by MBNA you can't transfer a balance from another credit card issued by them. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. MBNA will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Earning Flying Club miles
Everything you buy using your Virgin Atlantic Credit Card earns you Flying Club miles. But cash transactions, money transfers, payments by credit card cheques and balances you transfer to MBNA Europe Bank Limited do not earn Flying Club miles.
You will either earn 1 Flying Club mile for every £1 you spend on your card, or if you have chosen a card with an annual fee, you will earn 2 Flying Club miles for every £1 you spend on your card. Miles are earned for each whole pound spent on each card purchase on your card. You will earn double your normal rate of miles on your Virgin Atlantic Credit Card when you spend direct with Virgin Atlantic and Virgin Holidays (and from time to time other partners), visit www.virginatlantic.com/creditcard for more information. Your personal information will be processed by Virgin Money Limited for the purpose of administering the Flying Club miles earned through your Virgin Atlantic Credit Card.
The number of Flying Club miles earned each month from credit card spend will be displayed on your monthly credit card statement, and will then be added to your Flying Club account within 30 days of the statement date. Please note, it is not possible to allocate Flying Club miles to your account before they have appeared on your statement. Where a refund is made on your card, your Flying Club miles total will be adjusted accordingly. Your card cannot be used within the Virgin Card Members Shop, and no cash alternative is available.
If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account. Please note the Flying Club membership number you give us must be for a Flying Club account in your name. If you have any additional cardmembers on your card account, any Flying Club miles they earn by spending on their card will also be credited to your Flying Club account.
Bonus Flying Club miles
You will earn 3,000 Flying Club miles if you make your first debit transaction using your Virgin Atlantic Credit Card (or 6,000 Flying Club miles if you have a fee card) within 90 days of your account being opened. The Flying Club miles will be credited to your Flying Club account within 30 days of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account. If you have not made a debit transaction within 60 days of applying for your card we reserve the right to vary the level of bonus Flying Club miles we allocate to you.