Compare the accounts

Our Virgin Atlantic Credit Card Account allows you to earn Flying Club miles whenever you use your card. Choose from our White Credit Card Account or Black Credit Card Accounts:

White Card Account

Virgin Atlantic
White Credit Card Account

Earn miles every day

  • Earn 3,000 Flying Club miles with your first card purchase made within 90 days of account opening
  • Plus an additional 7,000 bonus miles if you apply before 27 October 2015 and spend a total of £1,000 in the first 90 days
  • Earn 1 Flying Club mile for every £1 spent with your American Express® Credit Card
  • Earn 1 Flying Club mile for every £2 spent with your Visa card
  • Earn double miles when you spend direct with Virgin Atlantic and Virgin Holidays*
  • The chance to earn upgrades, a companion reward flight and more. Conditions apply
  • 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min)
  • No annual fee

Black Card Account

Virgin Atlantic
Black Credit Card Account

Earn your miles faster

  • Earn 18,500 Flying Club miles with your first card purchase made within 90 days of account opening
  • Plus an additional 13,500 bonus miles if you apply before 27 October 2015 and spend a total of £3,000 in the first 90 days
  • Earn 2 Flying Club miles for every £1 spent with your American Express® Credit Card
  • Earn 1 Flying Club mile for every £1 spent with your Visa card
  • Earn double miles when you spend direct with Virgin Atlantic and Virgin Holidays*
  • The chance to earn upgrades, a companion reward flight and more. Conditions apply
  • 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min)
  • £140 annual fee
 

Credit limits will vary based on your individual circumstances.

Virgin Atlantic
White Credit Card
Representative example:

17.9% p.a (variable)
on card purchases

Equivalent to
17.9%APR
representative (variable)

based on a credit limit of £1,200

Virgin Atlantic
Black Credit Card
Representative example:

18.9% p.a (variable)
on card purchases

Equivalent to
52.0%APR
representative (variable)

based on a credit limit of £1,200

Annual fee of £140 is payable

Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards. MBNA Limited is the lender.

* Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore or Virgin Holidays in-store concessions.

† Bonus miles (3,000 for the White Account and 18,500 for the Black Account) will be credited to your Flying Club account after your first purchase on either card, providing you use either within 90 days of your account opening and supply your Flying Club number. Further bonus miles (7,000 for the White Account and 13,500 for the Black Account) will be credited to your account when you apply before 27 October 2015 and spend either £1,000 on the White Account or £3,000 on the Black Account on either card in the first 90 days of your account opening and have supplied your Flying Club number. Please allow six to eight weeks for bonus miles to be added to your account. Bonus miles are not awarded on balance transfers, money transfers or cash advances.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Money plc is a credit broker/intermediary for Virgin Atlantic Credit Cards issued by MBNA Limited. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Virgin Atlantic Airways Limited trading as Virgin Atlantic is a credit broker/intermediary. Virgin Atlantic Airways Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England and Wales under company number 1600117. Interim permission number 514105. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.

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