Compare the accounts
Our Virgin Atlantic credit card accounts allow you to earn Flying Club Miles whenever you use your card. Choose from our white account or black account:
Virgin Atlantic
White Credit Card Account
Earn miles every day
- Earn 3,000 Flying Club miles with your first card purchase*
- Earn 1 Flying Club mile for every £1 spent with your American Express® Credit Card
- Earn 1 Flying Club mile for every £2 spent with your Visa card
- Earn double miles when you spend direct with Virgin Atlantic and Virgin Holidays**
- The chance to earn upgrades, a companion reward flight and more. Conditions apply
- 0% on balance transfers for 6 months†
- From the date your account is opened. (2% handling fee) 17.9% p.a. variable on card purchases
- No annual fee
Virgin Atlantic
Black Credit Card Account
Earn your miles faster
- Earn 6,000 Flying Club miles with your first card purchase*
- Earn 2 Flying Club miles for every £1 spent with your American Express® Credit Card
- Earn 1 Flying Club mile for every £1 spent with your Visa card
- Earn double miles when you spend direct with Virgin Atlantic and Virgin Holidays**
- The chance to earn upgrades, a companion reward flight and more. Conditions apply
- 0% on balance transfers for 6 months†
- From the date your account is opened. (2% handling fee) 18.9% p.a. variable on card purchases
- £140 annual fee
Representative example17.9% p.a. (variable)
Equivalent to
Based on a credit limit of
Credit limits will vary based on your individual circumstances. | Representative example18.9% p.a. (variable)
Equivalent to
Based on a credit limit of
Annual fee of £140 Credit limits will vary based on your individual circumstances. |
* Bonus miles will be credited to your Flying Club account after your first card purchase on either card, providing you use either of your cards within 90 days of your account opening and supply your Flying Club membership number. Please allow six to eight weeks for bonus miles to be added to your account.
** Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only.
† Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
