† Bonus miles (3,000 for the White Account and 18,500 for the Black Account) will be credited to your Flying Club membership account after your first card purchase on either card, providing you use either card within 90 days of your account opening and supply your Flying Club membership number. Further bonus miles (7,000 for the White Account and 11,500 for the Black Account) will be credited to your account when you apply by 14 July 2014 and spend either £1,000 for the White Account or £3,000 for the Black Account on either card in the first 90 days of your account opening. Please allow six to eight weeks for bonus miles to be added to your account. Bonus miles are not awarded on balance transfers, money transfers or cash advances.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Registered in England number 3072766. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.

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