* From the date your account is opened. For full details of how we allocate your repayments, particularly when promotional offers have the same rate, please see paragraph 2f of your terms and conditions.
The Virgin Atlantic Black Card has a card fee of £115 per annum. We will charge handling fees on the total amount of each transaction type as follows: all balance transfers 2% (min £3, no max); all cheque transactions 2% (min £3, no max); all money transfers 2% (min £3, no max); all cash transactions 2% (min £3, no max). We will charge a commission of 2.75% of the value of each foreign-currency transaction (of which American Express retain 1%). The maximum amount of credit you can have under this agreement is subject to status. If the balance shown on your statement is less than £25, your minimum monthly repayment will be the total amount of the statement balance. If the balance shown on your statement is £25 or more, your minimum monthly repayment will be whichever is the greater of: £25; or 1% of your statement balance before any default charges and interest (to which we'll then add the default charges and interest). The typical APR is calculated on the basis of a credit limit of £1,500
The Virgin Atlantic American Express® Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251.
Credit is available, subject to status, only to UK residents aged 18 or over. As this credit card is issued by MBNA you can't transfer a balance from another credit card issued by them. MBNA will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA).
