Virgin Travel Insurance - leave your worries behind with our comprehensive travel insurance

With our silver, gold and black single trip policies you get baggage, gadgets and personal belongings covered as standard. With our red single trip policy you can add baggage, gadgets and personal belongings as an optional extra. We pay out if your baggage, gadgets or personal belongings get lost, stolen or damaged while you're away.

Please note there's a limit to how much you can claim for an individual item and the total amount you're covered for will depend on the policy you choose.

Please click here for full details of Baggage, gadgets & money cover.

We pay for:

• Loss, damage or theft of golf equipment.
• Golf equipment that's delayed over 12 hours during your trip.
• Your green fees if you're injured or unwell.

Please click here for full details of Golf cover.

We pay out for:

• Loss, theft or damage to winter sports equipment.
• Hire of winter sports equipment if yours is lost, stolen or damaged.
• The cost of your ski pack if you become ill or injured.
• Extra travel and accommodation expenses if your outward journey is delayed due to avalanche.
• If the piste is closed for more than 12 hours

Please note the amount you're covered for will depend on the policy you choose. Please click here for full details of Winter sports cover.

We cover you for:

• Loss, damage or theft of business related equipment.
• Essential items if your business equipment is delayed for over 12 hours on your outward journey.
• Emergency courier services if you need to replace business equipment.
• Lost business money.

Please click here for full details of Business cover.

You can choose what excess you pay if you need to make a claim:

Standard excess
This is the standard excess which applies to your policy.

Double excess
By doubling your excess your policy may be cheaper, but it's important you can afford the double excess if you need to claim.

Waive excess
If you choose to waive your excess you won't have to pay one if you need to claim, but the cost of your policy will be higher.

Please note
Waiving your excess means you don't have to pay your standard policy excess, but you may still need to pay an excess if you claim for anything you add to your policy as an optional extra.