Backpacker - Excess
| Benefit
(for each person insured) | Red
(Excess) | Silver
(Excess) | Gold
(Excess) |
|---|---|---|---|
| Cancelling and cutting short your holiday | £60
(£40 loss of deposit) | £60
(£40 loss of deposit) | £60
(£40 loss of deposit) |
| Medical and other expenses | £100 | £100 | £100 |
| Mugging benefit | £0 | £0 | £0 |
| Hospital benefit | £0 | £0 | £0 |
| Personal accident: | |||
| Loss of limbs or sight | £0 | £0 | £0 |
| Permanently disabled | £0 | £0 | £0 |
| Death benefit | £0 | £0 | £0 |
| Death benefit (aged under18) | £0 | £0 | £0 |
| Repaying student loan | £0 | £0 | £0 |
| Abandoning your holiday | £60 | £60 | £60 |
| Missed departure | £60 | £60 | £60 |
| Personal liability | £250 | £250 | £250 |
| Legal expenses | £0 | £0 | £0 |
| Hijack | £0 | £0 | £0 |
| Catastrophe | £60 | £60 | £60 |
| Child assist cover | |||
| Dealing with the media | £0 | £0 | £0 |
| Working with foreign police | £0 | £0 | £0 |
| Legal services | £0 | £0 | £0 |
| Private investigations | £0 | £0 | £0 |
| Internet campaign | £0 | £0 | £0 |
| Living expenses | £0 | £0 | £0 |
| Personal belongings and baggage | £60 | £60 | £60 |
| Baggage delay | £0 | £0 | £0 |
| Personal money | £60 | £60 | £60 |
| Passport and travel documents | £0 | £0 | £0 |
| Winter sports | |||
| Winter sports equipment (owned) | £60 | £60 | £60 |
| Ski hire | £0 | £0 | £0 |
| Ski pack | £0 | £0 | £0 |
| Piste closure | £0 | £0 | £0 |
| Avalanche cover | £60 | £60 | £60 |