Annual Multi-trip - Excess
| Benefit
(for each person insured) | Red
(Excess) | Silver
(Excess) | Gold
(Excess) | Black
(Excess) |
|---|---|---|---|---|
| Cancelling and cutting short your holiday | £60
(£20 loss of deposit) | £60
(£20 loss of deposit) | £50
(£20 loss of deposit) | £0 |
| Medical and other expenses | £60 (£100 if aged 65 or over) | £60 (£100 if aged 65 or over) | £50 (£100 if aged 65 or over) | £0
(£100 if aged 66 or over) |
| Hospital benefit | £0 | £0 | £0 | £0 |
| Personal accident: | ||||
| Loss of limbs or sight (aged under 66) | £0 | £0 | £0 | £0 |
| Permanently disabled (age under 66) | £0 | £0 | £0 | £0 |
| Death benefit (aged 18 to 65) | £0 | £0 | £0 | £0 |
| Death benefit (aged under18) | £0 | £0 | £0 | £0 |
| All benefits (aged 66 and over) | £0 | £0 | £0 | £0 |
| Personal belongings and baggage | Not covered | £60 | £50 | £0 |
| Baggage delay | £0 | £0 | £0 | £0 |
| Personal money | Not covered | £60 | £50 | £0 |
| Passport and travel documents | Not covered | £0 | £0 | £0 |
| Abandoning your holiday | £60 | £60 | £50 | £0 |
| Travel delay | £0 | £0 | £0 | £0 |
| Missed departure | £60 | £60 | £50 | £0 |
| Personal liability | £250 | £250 | £250 | £0 |
| Legal expenses | £0 | £0 | £0 | £0 |
| Hijack | £0 | £0 | £0 | £0 |
| Catastrophe | £60 | £60 | £50 | £0 |
| Pet care | £0 | £0 | £0 | £0 |
| Child assist cover | ||||
| Dealing with the media | £0 | £0 | £0 | £0 |
| Working with foreign police | £0 | £0 | £0 | £0 |
| Legal services | £0 | £0 | £0 | £0 |
| Private investigations | £0 | £0 | £0 | £0 |
| Internet campaign | £0 | £0 | £0 | £0 |
| Living expenses | £0 | £0 | £0 | £0 |
| Winter sports | ||||
| Winter sports equipment (owned) | £60 | £60 | £50 | £0 |
| Ski hire | £0 | £0 | £0 | £0 |
| Ski pack | £0 | £0 | £0 | £0 |
| Piste closure | £0 | £0 | £0 | £0 |
| Avalanche cover | £60 | £60 | £50 | £0 |
| Golf cover | ||||
| Golf equipment | £60 | £60 | £60 | £0 |
| Hiring golf equipment | £0 | £0 | £0 | £0 |
| Green fees | £60 | £60 | £60 | £0 |
| Business cover | ||||
| Business equipment | £60 | £60 | £60 | £0 |
| Samples | £0 | £0 | £0 | £0 |
| Business equipment delay | £60 | £60 | £60 | £0 |
| Emergency courier expenses | £60 | £60 | £60 | £0 |
| Hiring business equipment | £0 | £0 | £0 | £0 |
| Business money | £60 | £60 | £60 | £0 |
| Extra personal accident | £0 | £0 | £0 | £0 |