Free cover on selected adventure activities
The following activities are covered under personal accident & personal liability, and have a standard medical excess.
- Amateur athletics
- Archaeological digging
- Archery
- Badminton
- Baseball
- Basketball
- Bridge walking (supervised by a fully-trained guide)
- Bungee jumps (three jumps)
- Cat skiing
- Cave tubing or river tubing
- Cricket
- Cycling
- Golf
- Husky sledge driving
- Jogging
- Marathons
- Mountain biking (not including downhill racing and extreme terrain)
- Netball
- Orienteering
- Parasailing
- Parascending (over water)
- Rambling
- Refereeing (amateur basis)
- Rollerblading (inline skating and skateboarding)
- Running (sprint and long distance)
- Safari
- Sand boarding
- Scuba diving (qualified, maximum depth 30 metres) under 14 days
- Sleigh rides (part of a Christmas experience trip to northern Europe)
- Snorkelling
- Squash
- Surfing
- Swimming
- Tennis
- Trekking (under 2,000 metres altitude)
- Triathlons
- Volleyball
- Wake boarding
- Water polo
- Water skiing
- White or black water rafting (grades 1 to 4)
- Zorbing
Winter sports activities are automatically covered as standard on annual policies. For non-annual policies, if you want winter sports cover it can be added as an optional extra. The following activities are covered: cross-country skiing, glacier walking or trekking (under 2,000 metres altitude), ice skating, mono skiing, off-piste skiing, off-piste snowboarding, recreational ski or snowboarding racing, skiing, snowboarding and tobogganing.
The following activites are subject to additional coverage fees, call 0844 888 3900 to find out more.
- American football
- Assault course
- Battle re-enactment
- Breathing observation bubble diving (maximum depth 30 metres) under 14 days
- Cascading
- Coasteering
- Flying (piloting private or small aircraft or helicopter)
- Gliding
- Gorge swinging or canyon swinging
- Gorge walking
- Hang-gliding
- High diving
- Horse jumping (not polo or hunting)
- Hydro speeding
- Kite surfing (over land)
- Manual labour (at ground level, no machinery)
- Martial arts (training only)
- Micro lighting
- Motorcycling (over 125cc - not racing)
- Mountain biking (including downhill racing and extreme terrain)
- Mountain boarding
- Ostrich riding or racing
- Parachuting
- Paragliding
- Parapenting
- Parascending (over land or snow)
- Quad biking
- Rock climbing (not mountaineering)
- Rock scrambling
- Rugby
- Sand yachting
- Scuba diving (qualified, maximum depth 40 metres) over 14 days
- Scuba diving (qualified, maximum depth 50 metres) under 14 days
- Scuba diving (unqualified, maximum depth 30 metres) under 14 days
- Sea canoeing
- Sea kayaking
- Shark diving (inside cage)
- Skydiving
- Tall-ship crewing
- Via ferrata
- White or black water rafting (grades 5 to 6)
- Yachting (racing or crew) outside territorial waters