Three levels of expert-rated cover
![Defaqto expert rated three stars](/img/Digital-3-Colour-RGB.png)
Red
Lowest cost policy, £100 excess payable (per person) for each claim you make.
![Defaqto expert rated five stars](/img/Digital-5-Colour-RGB.png)
Silver
£75 excess payable (per person) for each claim you make.
![Defaqto expert rated five stars](/img/Digital-5-Colour-RGB.png)
Gold
Highest level of cover, £50 excess payable (per person) for each claim you make.
![](/img/img-travel-why-choose-vm-travel-lg_tcm142-121407.png)
Choose Virgin Money for travel insurance
- 24/7 worldwide medical assistance
- Whenever and wherever you need us, help is just a phone call away.
- Your policy at your fingertips
- Make a claim, update your details, renew – and more – thanks to our handy new online portal.
- Optional cover for the extras too
- Choose from our optional extras to cover your gadgets, cruise, winter sports or car hire excess (fees apply).
- Covid cover included
- Cancellation and medical expenses are covered by us, as standard, if you’re diagnosed with Covid-19.*
Choose the travel insurance policy you want
Annual multi-trip
Travelling more than twice in 12 months? An annual multi-trip policy could be cheaper. Cover for trips up to 94 days** and Covid cover, as standard*.
Single trip
Going away just once? For staycations and vacations, choose a single trip policy. With us, you’ll get Covid cover, as standard*.
Have a pre-existing medical condition?
Medical travel insurance
We cover most pre-existing medical conditions at any age. There's no age limit on single-trip policies and we cover up to age 80 for annual-trips.
Specialist support
If you have a condition that means you pay significantly more for your insurance, it may be worth speaking to a specialist provider to compare quotes.
Travel insurance to suit all needs
![](/img/img-travel-winter-sports-800x450_tcm142-134635.jpg)
Winter sports
Snowboarding in Switzerland or skiing in the French Alps? Winter sports cover can be added to our single-trip and annual multi-trip policies.
![](/img/img-travel-worldwide-800x450_tcm142-134609.jpg)
Worldwide travel
Planning on seeing the world? Our travel insurance has got you covered.
![](/img/img-travel-activities-and-sports-800x450_tcm142-134614.jpg)
Activities and sports
From aerobics in the Caribbean to sleigh rides in Iceland, our travel insurance policies cover most activities and sports.
![](/img/img_travel-insurance-european-travel-insurance-whats-covered-sm_tcm142-142366.jpg)
European Travel Insurance
We’ll navigate the unexpected situations, while you navigate your adventure! Explore Europe with confidence and look forward to a memorable trip!
![](/img/img_travel-insurance-family-travel-insurance-whats-covered-sm-flipped_tcm142-142370.jpg)
Family Travel Insurance
Protect your loved ones on your adventure! Discover comprehensive travel insurance to safeguard your family’s journey!
![](/img/img_travel-insurance-uk-travel-insurance-whats-covered-sm_tcm142-142368.jpg)
UK Travel Insurance
Whether hiking in the Highlands, surfing in Cornwall, or exploring hidden gems, secure your journey through the UK with Virgin Travel Insurance!