Easier pensions for a brighter retirement
Straightforward choices that help you take control of your future.
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Learn about pensions
One pension, two easy options
Currently, with this product you can only access your pension money as a lump sum from age 55 (57 from 2028). So if you're looking for flexible access, this might not be the pension for you.
Navigator
Steered automatically based on your age
- We make the choices and investment decisions
- We'll keep an eye on things, so you don't have to
- A good option if you want to take money from your pension in retirement, whilst keeping it invested
Self-Drive
You steer your own pension choices
- You choose which investment approach is right for you
- You keep an eye on your pension (we still do the investing)
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Why choose a Virgin Money Pension
Our personal pension helps you plan for a brighter future with two super-smart and straightforward choices to grow your money.
Start from £25 a month
or move your pensions to us.
- Straightforward
- No jargon, no waffle, we make pensions simple.
- Good value
- Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
- Responsible
- We make investment decisions that consider people and the planet.
- Rewarding
- Treat yourself with rewards from the Virgin family and beyond.
Currently, with this product, you can only access your pension money as a lump sum from age 55 (57 from 2028). So, if you’re looking for flexible access, this might not be the pension for you.
Imagine your retirement
Our retirement tool will help you understand the income you'll need for the retirement of your dreams.
Use our retirement plannerLearn about pensions
Find out everything you need to know about pensions with handy tips, guides and videos from our pensions experts.
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Stay in control with our Online Service and app
Making it easy to keep track of your investments and pension wherever you are.
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