Virgin Cards: make more of your money
Card types
Choose the Virgin Card that's right for you.
Compare up to three cards to see how they measure up.
1 Ideal for balance transfers
- 0% for 14 months on balance transfers*
0% for 3 months on card purchases.*†
Rate applies to balance transfers made in the first 60 days. 2.98% handling fee. - 16.6% APR
Typical Rate (variable)
2 Ideal for card purchases too
- 0% for 12 months on balance transfers*
0% for 12 months on card purchases.*†
Rate applies to balance transfers made in the first 60 days. 2.98% handling fee. - 18.9% APR
Typical Rate (variable)
- Choose from over 1500 charities
- Your charity receives 0.8% cash back on all your spending, topped up to 1% with Gift Aid**
- So your charity gets £1 for every £100 you spend
- 8.9% APR promotional rate on balance transfers for the life of the balances transferred.*
(Rate and fee applies to transfers made in the first 60 days. 2% handling fee.) - 12.9% APR
Typical Rate (variable)
- Earn 1 Flying Club Mile for every £1 you spend.
- 3,000 Flying Club Miles when you first spend on the card.
- No annual fee
- Plus lots more...
- 0% on balance transfers for 6 months* (2% handling fee).
- 17.9% APR
Typical rate (variable)
* From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
† If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.
** You can’t get cash back on money transfers, balance transfers or cash withdrawals. If you donate your cash back to charity and you're a UK taxpayer you can normally claim Gift Aid and increase the amount the charity receives. If you don’t want to donate your cash back, you can keep it yourself but you can't claim Gift Aid on it.