Virgin Cards: make more of your money
Card types
Choose the Virgin Card that's right for you.
Compare up to three cards to see how they measure up.
- 0% for 20 months on balance transfers.*
Rate and handling fee of 2.99% applies to transfers made in the first 60 days. - 0% for 3 months on card purchases.*
- Exclusive discounts at Virgin companies and other big names
- Contactless payments - quick and easy payment for items of £15 or less
- Representative 16.8% APR variable
Representative example
Representative APR
16.8% APR variablePurchase rate p.a.
16.8% p.a. variableAssumed credit limit†
£1,200
- 0% for 16 months on balance transfers.*
Rate and handling fee of 1.99% applies to transfers made in the first 60 days. - 0% for 6 months on card purchases.*
- 0% for 16 months on money transfers.*
Rate and handling fee of 4% applies to transfers made in the first 60 days. - Great value balance transfer fee of just 1.99%
Representative example
Representative APR
15.8% APR variablePurchase rate p.a.
15.8% p.a. variableAssumed credit limit†
£1,200
- 0% for 13 months on card purchases.*
- 0% for 13 months on balance transfers.*
Rate and handling fee of 2.89% applies to transfers made in the first 60 days.
- Exclusive discounts at Virgin companies and other big names
- Contactless payments - quick and easy payment for items of £15 or less
- Representative 18.9% APR variable
Representative example
Representative APR
18.9% APR variablePurchase rate p.a.
18.9% p.a. variableAssumed credit limit†
£1,200
- Choose from over 1500 charities
- Your charity receives 0.8% cash back on all your spending, topped up to 1% with Gift Aid**
- So your charity gets £1 for every £100 you spend
- 8.9% APR promotional rate on balance transfers for the life of the balances transferred.*
(Rate and fee applies to transfers made in the first 60 days. 2% handling fee.) - Representative 12.9% APR variable
Representative example
Representative APR
12.9% APR variablePurchase rate p.a.
12.9% p.a. variableAssumed credit limit†
£1,200
- 1 Flying Club Mile for every £1 spent with the American Express card.
- 1 Flying Club Mile for every £2 spent with the Visa card
- No annual fee
- 3,000 Flying Club Miles when you make your first card purchase.††
- 0% on balance transfers for 6 months* (2% handling fee).
Representative example | 17.9% p.a. (variable) on card purchases | Equivalent to 17.9% APR representative (variable) | Based on a credit limit of £1,200 | Credit limits will vary based on your individual circumstances
- 2 Flying Club Miles for every £1 spent with the American Express card.
- 1 Flying Club Mile for every £1 spent with the Visa card
- £140 annual fee
- 6,000 Flying Club Miles when you make your first card purchase.††
- 0% on balance transfers for 6 months* (2% handling fee).
Representative example | 18.9% p.a. (variable) on card purchases | Equivalent to 47.2% APR representative (variable) | Based on a credit limit of £1,200 | Annual fee of £140 | Credit limits will vary based on your individual circumstances
* From the date your account is opened. You cannot transfer balances from other accounts issued by MBNA. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
** You can’t get cash back on money transfers, balance transfers or cash withdrawals. If you donate your cash back to charity and you're a UK taxpayer you can normally claim Gift Aid and increase the amount the charity receives. If you don’t want to donate your cash back, you can keep it yourself but you can't claim Gift Aid on it.
† Your credit limit will depend on your personal circumstances.
†† Bonus miles will be credited to your Flying Club account after your first card purchase on either card, providing you use either card within 90 days of opening your account and supply your Flying Club membership number. Please allow six to eight weeks for bonus miles to be added to your account.