Virgin Cards: make more of your money
Card types
Choose the Virgin Card that's right for you.
Compare up to three cards to see how they measure up.
- 0% for 20 months on balance transfers.
From the date your account is opened.
Rate and handling fee of 2.99% applies to transfers made in the first 60 days.
- 0% for 3 months on card purchases.
From the date your account is opened. - Exclusive discounts at Virgin companies and other big names
Representative example
Card purchases
16.8% p.a. (variable)Equivalent to
16.8% APR representative (variable)Based on a credit limit of
£1,200†
- 1 Flying Club Mile for every £1 spent with the American Express® Credit Card.
- 1 Flying Club Mile for every £2 spent with the Visa Credit Card.
- No annual fee
- 3,000 Flying Club Miles when you make your first card purchase.††.
- 0% on balance transfers for 6 months
From the date your account is opened.
Representative example
Card purchases
17.9% p.a. (variable)Equivalent to
17.9% APR representative (variable)Based on a credit limit of
£1,200†
- 2 Flying Club Miles for every £1 spent with the American Express® Credit Card.
- 1 Flying Club Mile for every £1 spent with the Visa Credit Card.
- £140 annual fee
- 6,000 Flying Club Miles when you make your first card purchase.††.
- 0% on balance transfers for 6 months
From the date your account is opened.
Representative example
Card purchases
18.9% p.a. (variable)Equivalent to
52.1% APR representative (variable)Based on a credit limit of
£1,200†Annual fee
of
£140
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† Your credit limit will depend on your personal circumstances.
†† Bonus miles will be credited to your Flying Club account after your first card purchase on either card, providing you use either card within 90 days of opening your account and supply your Flying Club membership number. Please allow six to eight weeks for bonus miles to be added to your account.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary, and issued by MBNA Europe Bank Limited. Virgin Money plc only promotes credit cards which are provided under the Virgin brand.
MBNA Europe Bank Limited is registered in England number 2783251. Registered office: Stansfield House, Chester Business Park, Chester CH4 9QQ. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised and regulated by the Financial Services Authority.
Credit is available, subject to status, only to UK residents aged 18 or over. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.