Virgin Prepaid MasterCard - Load it with money and use it like a credit card

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Our Prepaid Card is ideal if you don’t want a credit card, or can’t get one because you don’t have a bank account or your credit rating isn't strong enough.

Spend on it just like you would a credit card* and use it wherever you see the MasterCard Acceptance Mark.

The difference is you load it up with your money before you shop instead of paying off your balance later, so you won't spend more than you can afford.

You can choose from our 'Pay monthly' or 'Pay as you go' tariffs. So whether you plan to use your card a little or a lot, there’s an option to suit you.

Click on the links to read more about this card:

• Anyone can have a prepaid card
• It’s the secure way to shop and easy way to budget
• It's safer than carrying money when you're abroad
• You can enjoy exclusive discounts with Virgin companies

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Anyone can have a prepaid card

• You don’t need a bank account.
• You don't need a perfect credit rating.
• All you need is a valid UK address.

You can give a card to your family

You can add up to 4 additional cardholders to your prepaid account - giving things like birthday cash or pocket money by loading the card. It's also easy to keep a check on your family’s spending, because you can check your account online anytime. Read more about additional cards.

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It’s the secure way to shop

If you lose your money, it’s pretty much gone for good. But if you lose your Prepaid Card it has chip and PIN built in, giving you the most up-to-date protection against card crime. Having a PIN makes it harder for anyone else to use your card if it gets lost or stolen - you'll be protected against fraudulent use the moment you let us know.

And because there are no statements to be posted to you, there’s less risk of your personal details going astray.

It’s the easy way to budget

Because you can only spend the amount loaded onto your Prepaid Card, it’s really easy to stick to your budget.

Plus, you can keep track of what’s on your card at any time online, so you’re always in control of your money.

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It's safer than carrying money when you're abroad

Our Prepaid Card is a great travelling companion - simpler and safer than carrying foreign money, because if the card is lost or stolen your money is protected by the card's PIN. And because it is a prepaid MasterCard card it’s accepted pretty much everywhere. For more information on overseas charges and cash withdrawal fees abroad, see our list of charges.

A safe way to share money from home

Buy an additional card for your family and if ever you need a little extra cash while you're abroad, they can load up your card with money from home.

Or if you have young family members aged 13 and over, and worry about them carrying money abroad, you can add them as an additional cardholder to your account. They'll have their own card and secure PIN, and you'll have peace of mind knowing you can always get money safely to them if they ever need it.

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You can enjoy exclusive discounts with Virgin companies

Just like the Virgin Credit Card, our Prepaid Card can also get you exclusive discounts at Virgin companies and high street stores.

Please note, on the 'Pay as you go' tariff discounts are applied before your 2.95% transaction fee. Remember to check the terms and conditions for each offer.

Up to 10% off Virgin Holidays. Enjoy going places for less, when you use your Virgin Card to pay. Offer includes city breaks, ski trips, and family packages.

Exclusive savings with Virgin Media. Save a packet when you create your own mix of TV, broadband, phone and mobile.

10% off at Virgin Wines. When you pay with your Virgin Card. And if you order something that’s not to your taste, you can get a refund.

1 month free at Virgin Active. When you pay for your Virgin Active membership with your Virgin Card you'll get a month free.

Up to 20% off Virgin Experiences. High-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on every experience when you pay with your Virgin Card.

10% off Vie at Home. Save money on cosmetics, jewellery and homeware when you shop online at vieathome.com and pay with your Virgin Card.

Virgin Holidays Cruises offer. Up to 10% off - just pay with your Virgin Card.

½ price Virgin Balloon Flights. Searching for a unique gift which they'll remember forever? Get a Virgin Balloon Flights adventure Package for half the normal price, when you pay with your Virgin Credit Card.

High street savings. Get more for your money with your Virgin Card thanks to our range of high street vouchers which you can buy at a discount.