Example spending costs over a month

Here are two examples which could help you decide which tariff is right for you:

Example 1 - £50 on purchases and a £20 cash withdrawal

CostsPay as you goPay monthly
Monthly feeNONE£4.75
Transaction fee on £50 spend£1.48FREE
Fee on one £20 cash withdrawal59p£1.50
Total charges£2.07£6.25


Example 2 - £500 on purchases and a £200 cash withdrawal

CostsPay as you goPay monthly
Monthly feeNONE£4.75
Transaction fee on £500 spend£14.75FREE
Fee on one £200 cash withdrawal£5.90£1.50
Total charges£20.65£6.25

Please note, with the 'Pay Monthly' tariff each cash withdrawal has a flat £1.50 fee.
This means it is better value to do a single withdrawal rather than several smaller
ones that add up to the same amount.