| Costs | Pay as you go | Pay monthly |
|---|---|---|
| Monthly fee | NONE | £4.75 |
| Card transaction (UK) | 2.95% | FREE |
| Cash withdrawal (UK) | 2.95% | £1.50 |
| Card transaction (overseas) | 3.5% | 2.95% |
| Cash withdrawal (overseas) | 3.5% | £1.50 |
| Buying your card | £9.95 | |
| Extra card/replacement card | £4.95 | |
| Top-up at a Post Office® | FREE | |
| Top-up by debit card | FREE | |
| Top-up by direct transfer | FREE | |
| Top-up by PayPoint | 2.75% | |
| Top-up by credit card | 2.5% (min fee of £2) | |
| Switching tariffs | FREE | |