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What we cover

We offer 3 levels of pet insurance for your cat or dog:

As standard

Cover explained
It covers your pet for any accident or illness until you reach the maximum amount we pay.

Amount of cover for vet's fees
Cover for each injury, illness and disease with no time limit, up to £6,000 for each condition. Cover is subject to the policy remaining in force. Within the overall limit there are maximum fee levels that apply to some treatments. Please read the Policy Wording for further details.

Access to 3 pet helplines
Find a vet, Pet legal and Bereavement counselling.

Cover explained
This covers your pet against accidents and illness, with a maximum time and amount we’ll pay out for each condition - so premiums are kept affordable.

Amount of cover for vet's fees
Maximum 12 months of treatment for each injury, illness and disease up to £3,000 for each condition. Cover is subject to the policy remaining in force. Within the overall limit there are maximum fee levels that apply to some treatments. Please read the Policy Wording for further details.

Access to 3 pet helplines
Find a vet, Pet legal and Bereavement counselling.

Cover explained
The cheapest way of insuring your pet with us, designed to help you cover one-off, unexpected costs if your pet is involved in an accident.

Amount of cover for vet's fees
Maximum 12 months of treatment for each injury up to £1,500 for each condition. Cover is subject to the policy remaining in force. Within the overall limit there are maximum fee levels that apply to some treatments. Please read the Policy Wording for further details.

Access to 3 pet helplines
Find a vet, Pet legal and Bereavement counselling.

To extend your cover we also offer 'optional benefit bundles' which include some or all of the features below.

If you'd like to know more, just call us on 0800 051 9004.

Optional additional benefits
Amount of cover if your holiday’s cut short or cancelled due to your pet being taken ill:
up to £1000
Amount of cover towards boarding fees if you're hospitalised for more than 4 days:
up to £500
Recovery costs if your pet is lost or stolen:
up to £500
Reimbursement of purchase price for the accidental death / loss of your pet through theft or straying:
purchase price - up to £1,500
Amount of cover if your dog injures a 3rd party or damages their property:
up to £1 million
Overseas travel cover:
See overseas travel cover for details

If you would like full details of what's covered or you would like to check any exclusions that may apply, read the policy documents.

Get a quote

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Virgin Money Pet Insurance is underwritten by U K Insurance Limited

Call for a quote on

0800 051 0477
We're here from 8am to 9pm Monday to Friday, 9am to 5pm Saturday and 10am to 5pm Sunday.