An easy way to switch to a new deal

If you’re coming to the end of your mortgage deal or you’re already on our Standard Variable Rate* or Buy-to-let Variable Rate, it’s quick and easy to request a new deal illustration and no obligation offer pack.

*Our Standard Variable Rate is the interest rate your mortgage moves to once the initial deal period (usually 2 to 5 years) has ended.

New mortgage, no hassle

  • No documentation required.
  • No separate valuation or legal fees.
  • Additional benefits built in as standard – from overpayments to payment holidays.
  • Continue to take advantage of special offers across the Virgin Group.

How it works

Step 1

In 5-10 minutes

Tell us a few details about you and the mortgage deal you want to move to. Get started below.

Step 2

Within a week

We'll post you a pack with all the details of your chosen deal. You can request a separate illustration for any other deals.


Step 3

The next 14 days

Your mortgage illustration will also include an offer pack and is valid for 14 days. If you are happy, sign the form and post it back.

Step 4

Complete

If your deal ends soon, then your new one will start shortly after that. If you are already on our SVR or Buy-to-let Variable Rate your new deal will start shortly after receipt of your signed acceptance form.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Get started now

If you want to see all available deals

See all of the mortgage deals available to you, with estimates of what your monthly repayments will be.

See all available  Mortgage  deals

If you know the product you want

If you've had a letter from us and know the product code of the deal you want, tell us here.

Tell us the deal you want