Bond and Gilt Fund - steady income, low risk

When you invest in this fund we pool your money with thousands of other investors' in a unit trust, buying fixed interest investments called bonds and gilts. These pay out a steady stream of interest in regular dividends which we pay out to you every six months, providing you with a regular income. We handle all the administration and paperwork associated with buying and selling the investments, so it costs you a tiny fraction of the expense of doing it all yourself. Best of all, through an ISA your income comes tax free. Click here to see the income you might expect to receive from your Virgin ISA.

The comparative stability of fixed interest investments like bonds and gilts makes them an excellent way of reducing your investment risk while providing you with a high and predictable level of income. They traditionally provide better returns than cash deposits but with a lower level of risk to your capital than shares. Click here to find out more about Virgin's tried and tested investment approach.

Don't forget

Bonds and gilts are different to saving in a risk-free deposit account. With bonds and gilts the value of your investment and any income from it can go down as well as up, with no guarantees you'll get back the full amount you invest.

To maximise your chances of a good return you should be looking to invest for at least five years.