Virgin Money's stock market investment approach

Your money is invested in over 600 companies

Investing in every one of the 600+ businesses quoted on the London Stock Exchange, from big high street names to fast growing smaller firms, gives you a balanced spread of investments across the whole of British industry. That means you are spreading your risk as widely as possible. It's also worth recognising that as many of the companies are truly international, you effectively benefit from investment in overseas markets too.

You get consistent performance

Because you are investing in every company in the FTSE All-Share Index, you get the benefit of the long-term upward trend of the market rather than the movement of individual shares which can rise and fall a lot more.

Since the FTSE All-Share Tracker launched in March 1995, our customers have received an average return of 6.56% a year, turning an original investment of £3,000 into £7,700 – a total return of 156.66%. Show graph.

If this seems a long time, here is a table showing the returns you would have got from our tracker fund in each of the last five years. Show table.

Please remember, past performance isn't a guide to the future, and with all stock market invstments the value of your savings and the income you get from them can fall as well as rise, so you may not get back the amount you invested.

To maximise your chances of a good return you should be looking to invest for at least five years.

More risk, but potential for higher returns
Our tracker ISA is higher risk than our Cash ISA and Bond and Gilt ISA. However, it has the potential for higher returns, over the longer term. The same applies to our Climate Change ISA, which can offer the potential for an even greater return, though is higher risk than our tracker ISA.