Virgin ISAs - Why pay tax on your savings

Virgin ISAs - Why pay tax on your savings

Compare our ISAs



FTSE Tracker ISAClimate Change ISABond and Gilt ISA
ISA in briefPassively managed (tracks the movement of the overall FTSE All-Share Index)

Spreads your investment across every one of the 600+ companies listed on the London Stock Exchange
Actively managed fund 

Invests in companies with high growth potential and a lighter than average environmental footprint

Invests in lower risk corporate bonds and government gilts

Aim of the ISAMake your money growMake your money growProvide a regular income
Potential risk and return

Higher risk than a Cash ISA and Bond and Gilt ISA but potential for higher returns

Lower risk than our Climate Change ISA but without its potential to outperform the UK stockmarket

Higher risk than our other Stocks and Shares ISAs with the potential for higher returns

Lower risk than our FTSE and Climate Change ISAs, but with less growth potential than either

Higher risk than a Cash ISA

How long should I invest for?With stocks and shares ISAs the value of your money can go up and down. It's recommended you only invest if you can afford to leave the money invested for at least 5 yearsWith stocks and shares ISAs the value of your money can go up and down. It's recommended you only invest if you can afford to leave the money invested for at least 5 yearsWith stocks and shares ISAs the value of your money can go up and down. It's recommended you only invest if you can afford to leave the money invested for at least 5 years
What is the minimum investment?Minimum investment of £1 as either a lump sum or regular amountInitial lump sum minimum of £500 and subsequent sums of at least £100. Or regular monthly savings of £50 or moreMinimum investment of £1 as either a lump sum or regular amount
What is the maximum investment?You can invest up to £15,000 this tax yearYou can invest up to £15,000 this tax yearYou can invest up to £15,000 this tax year
What are the charges?1% annual management charge1.75% annual management charge

Performance fee if the fund exceeds key benchmarks in investment returns
1% annual management charge
A good choice if......you are looking for an investment that will track overall stock market growth...you are looking for a fund that aims to outperform the stock market - and are prepared to take a higher risk to aim for that return...you are looking to reduce the risk of your investment or you want to earn an income from it
 Find out more about our FTSE All-Share Tracker ISA

Apply for a FTSE All-Share Tracker ISA
Find out more about our Climate Change ISA

Apply for a Climate Change ISA
Find out more about our bonds and gilts ISA

Apply for a bonds and gilts ISA