Virgin ISAs - Why pay tax on your savings

Virgin ISAs - Why pay tax on your savings

What’s the difference between Virgin Stocks and Shares ISAs Funds?



Bond and Gilt FundFTSE Tracker FundClimate Change Fund
OverviewInvests in corporate bonds and government gilts.Tracks the movement of the overall FTSE All-Share Index.

This fund spreads your investment across every one of the 600+ companies listed on the FTSE All-Share Index, allowing you to take advantage of any growth in the Index.
Aims to provide capital growth while at the same time being better for the planet.

Gives you access to the kind of investment expertise only previously available to the very wealthy.
Potential risk and returnHigher risk than a Cash ISA but offers the potential for better returns.

Lower risk than our FTSE and Climate Change ISAs, but with less growth potential.
Lower risk than our Climate Change ISA but without its potential to outperform the UK Stock Market.

Higher risk than a Cash ISA and Bond and Gilt ISA but potential for higher returns.
Higher risk than our other Stocks and Shares ISAs with the potential for higher returns.
How long should I invest for?With investments the value of your savings can go up and down. It's recommended you only invest if you can afford to leave the money invested for at least 5 years.With investments the value of your savings can go up and down. It's recommended you only invest if you can afford to leave the money invested for at least 5 years.With investments the value of your savings can go up and down. It's recommended you only invest if you can afford to leave the money invested for at least 5 years.
What is the minimum investment?Minimum investment of £1 as either a lump sum or regular amount.Minimum investment of £1 as either a lump sum or regular amount.Initial lump sum minimum of £500 and subsequent sums of at least £100. Or regular monthly savings of £50 or more.
What is the maximum investment?You can invest up to £15,000 this tax year.You can invest up to £15,000 this tax year.You can invest up to £15,000 this tax year.
What are the charges?Ongoing charge of 1% of the value of your fund.Ongoing charge of 1% of the value of your fund.Ongoing charge of 1.9% of the value of your fund.

Plus a performance fee if the fund exceeds key benchmarks in investment returns.
Consider this fund if......you are looking to limit the volatility of your investment or want to earn an income from it....you are looking for an investment that will track the overall movement of the stock market.… you are looking for a fund that aims to provide capital growth while at the same time being better for the planet.
 Find out more about our Bonds and Gilts ISA ISA

Apply for a Bonds and Gilts ISA
Find out more about our FTSE All-Share Tracker ISA

Apply for a FTSE All-Share Tracker ISA
Find out more about our Climate Change ISA

Apply for a Climate Change ISA