Tell me more
- Our Bond and Gilt ISA aims to provide you with a regular interest return without putting your capital at too much risk by investing in what are known as fixed interest securities.
- Half of your money is invested in government gilts and half in a wide range of top-rated corporate bonds. Interest is paid – which you can choose to take as a six-monthly income or reinvest to grow the value of your fund.
- The Bond and Gilt ISA offers less growth potential than our FTSE Tracker Fund or Climate Change Fund, but is lower risk than either, so your capital is relatively safer.
- It is a good choice if you are looking for a potentially better return than a deposit account but are not ready to invest in shares.
- Considered a ‘half way house’ between a deposit account and stock market shares.
- Invest up to £11,280 this tax year (more with a Virgin Unit Trust).
- You can also invest by transferring ISAs from other providers into the fund, or switching any Virgin Investments you may have into the fund.
- You can pay in lump sums or regular monthly amounts from £1 upwards.
- There's just a 1% annual management charge.
- No notice periods mean you can get at your money whenever you want.
Remember
Bonds and gilts are different to saving in a risk-free deposit account. Their value and the interest they pay out can go down as well as up and there are no guarantees you’ll get back the full amount you invested. To maximise your chances of a good return you should be looking to invest for at least five years. As always, past performance isn’t a guide to the future.
