Virgin ISAs - Why pay tax on your savings

Virgin ISAs - Why pay tax on your savings

Our ISAs

Choose from our FTSE Tracker ISA, Climate Change ISA, Bond & Gilt ISA or Cash ISA.

FTSE All-Share Tracker ISA

Our customers have over £1.8 billion invested in our low cost tracker fund

A good choice if... you are looking for an investment that will track overall stock market growth

  • Spread your investment across all the companies on the London Stock Exchange.
  • Invest up to £10,200 this tax year.
  • Potential for higher returns than a Cash ISA or our Bond & Gilt ISA, but with more risk.

Find out more about FTSE All-share Tracker ISA

Virgin Climate Change ISA

The ISA that aims to grow your money - but doesn't forget the planet

A good choice if... you are looking for a fund that aims to take a higher risk to aim for that return

  • Invest in companies with a lower than average environmental footprint.
  • Invest as little as £50 a month, up to £10,200 this tax year.
  • Potential to outperform the stock market, but with more risk than our Tracker ISA.

Find out more about Virgin Climate Change ISA

Bond & Gilt ISA

Earn a steady return with low risk to your capital

A good choice if... you are looking to reduce the risk of your investment or you want to earn an income from it

  • Invest in corporate bonds and government gilts.
  • Invest up to £10,200 this tax year.
  • Higher risk than a deposit account but with the potential for a better return. Lower risk than stock market investments.

Find out more about Bond and Gilt ISA

Cash ISA

Just like a deposit account - but you don't pay tax

A good choice if... you don't want to take any risk with your money - but want the benfits of tax-free saving

  • Save up to £5,100 this tax year.
  • Tax-free interest of 0.1% on your savings.

Due to the current economic conditions deposit rates are low. If you're looking for an ISA with the potential for a better return and are happy to accept a higher level of risk than our Cash ISA you might want to look at our Bond and Gilt ISA.

Find out more about Cash ISA

Need help choosing? Let our ISA Wizard help you decide.

Want to transfer your existing ISA to us? Find out how.

 

Investments are riskier than your ordinary savings account. Your money can go up and down in value and you could get back less than you invest.

'FTSE®', 'FT-SE®' and 'Footsie®' are trade marks jointly owned by the London Stock Exchange Plc and The Financial Times Limited and are used by FTSE International Limited under licence. 'All-World', 'All-Share' and 'All-Small' are trade marks of FTSE International Limited. The FTSE All-Share Index is calculated by FTSE International Limited. FTSE International Limited does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading. All copyright in the index values and constituent list vests in FTSE International Limited. Virgin Money Personal Financial Service Limited and Virgin Money Unit Trust Managers Limited have obtained full licence from FTSE International Limited to use such copyright in the creation of this product.