Optional extras
Tailor our great value cover to meet your needs by adding any of these extras to our home insurance:
Virgin Home Insurance - Offering you the great value you'd expect - without cutting corners
Optional extras
Personal Possessions Cover
Add this to your Contents Cover to give you extra protection for your possessions when they are outside your home - things like jewellery, glasses, cameras and mobile phones. They will be covered in Britain or abroad for up to 60 days.
If you have a new camcorder it is covered by your contents policy while it is in the house. If you take it out you’ll need Personal Possessions cover.
The maximum Personal Possessions cover is up to £1,500 for each item. If you have any items worth more than £1,500, please call us for a quote.
Please note, bikes are not covered under this option - if you would like us to cover your bike outside the home, call us on 0800 051 0595.
Optional extras
Accidental Damage Cover
Accidental Damage covers you for those unfortunate events around the home.
So if you put your foot through the ceiling while you are up in the loft, having Accidental Damage as part of your buildings policy would cover it.
Optional extras
Family Legal Protection
If you ever need legal advice you will have 24 hour access to our team of experts so you can talk through any private legal issues with them in confidence. If you have a case for a claim for something like faulty goods or services, or employment disputes, we will pay up to £50,000 of your legal costs.
Your £50,000 legal fees could be used to claim for:
| Purchase of faulty goods | Personal injury |
| Accidents at work/in public places | Property disputes |
| Accidents while cycling or in a car | Sex, race and disability discrimination |
| Food poisoning | Boundary and noise disputes with your neighbour |
| A poor holiday experience | Disputes over rights of way |
| Medical or clinical negligence | Damage to the home |
| Employment disputes/unfair dismissal | Contract disputes |
Optional extras
Home Emergency cover
Add Home Emergency cover for an additional premium to cover you for emergencies such as your boiler breaking down, your electrics failing or your water pipes bursting.
Home Emergency will cover you for call out, labour and parts up to £500 (including VAT) per call out for home emergencies. To find out more, check out the policy document.
Like to talk to us?
Call us on
0800 051 0595
Calls may be recorded.
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