Virgin Home Insurance - Cutting down on cost, not cover

Virgin Home Insurance - Cutting down on cost, not cover

Safest houses in England and Wales

12/10/2009

Virgin Money Home Insurance has conducted some research, and found where the safest locations are in England and Wales.

The safest houses are in Kensington and Chelsea, edging out Dudley in the West Midlands and Poole in Dorset.

And if you live in Doncaster, Sheffield or Nottingham, you should make sure your home insurance is up to scratch as you're living in the riskiest places compared to the rest of England and Wales.

We've rated the major towns and cities, ranked by risks of criminal damage, burglary and flooding, and levels of protection from Neighboorhood Watch schemes, and number of police officers.

We also took population into account, and looked at individual London boroughs too.

Why is Kensington & Chelsea rated so high?

Well, the Royal Borough scored particularly because of the low levels of criminal damage and because it faces limited flood risks. Burglary risk however was relatively high.

Doncaster, Sheffield and Nottingham all suffer from relatively higher risks of criminal damage and burglary while also facing increased flood risk, the research shows.

Want to know how your city or town did? See the list below to find out.

CITY/TOWN/LONDON BOROUGH

SCORE/RANKING

Kensington & Chelsea

82 = 1

Dudley

90= 2

Poole

94= 3

Brighton & Hove

95= 4

Wandsworth

96= 5

Lewisham

97 = 6

City of Westminster

99 = 7

Hackney

99 = 7

Tower Hamlets

99 = 7

Southend

101 = 8

Sunderland

102 = 9

Camden

103 = 10

Hammersmith & Fulham

103 = 10

Newham

104= 11

Southwark

105= 12

Plymouth

105 = 12

Watford

105= 12

Haringey

105= 12

Lambeth

105= 12

Portsmouth

106= 13

Bournemouth

106= 13

Milton Keynes

108= 14

Bolton

109= 15

Islington

109= 15

Birmingham

109= 15

Derby

110= 16

West Bromwich

110= 16

Newcastle

111= 17

Walsall

111= 17

Wolverhampton

112= 18

Swindon

112= 18

Coventry

113= 19

Ipswich

114= 20

Oxford

115= 21

Swansea

116= 22

Gloucester

119= 23

York

119= 23

Luton

120= 24

Slough

120= 24

Telford

120= 24

Southampton

124= 25

Bradford

127= 26

Stoke

129= 27

Preston

129= 27

Leicester

129= 27

Norwich

131= 28

Huddersfield

131= 28

Liverpool

132= 29

Cardiff

132= 30

Blackpool

135= 31

Northampton

138=32

Peterborough

142= 33

Bristol

144= 34

Leeds

145= 35

Rotherham

147= 36

Reading

149= 37

Manchester

153= 38

Hull

159= 39

Middlesbrough

160= 40

Sheffield

169= 41

Nottingham

175= 42

Doncaster

182=43