Virgin Deposit Account Summary Box

Account Name	Virgin Deposit Account
Interest Rates	Gross Rate p.a. 0.1% AER% 0.1%
Tax Status	Interest is paid after the deduction of 20% tax
Conditions for bonus payment	N/A
Withdrawal arrangements	No notice required, however, payment can take up to 3 business days to be received
Access	Telephone, post and internet

All rates correct as at 21 March 2009 and are subject to variation