Virgin Balance Transfer Credit Card
Limited offer for 20 days, to celebrate 20 years in
financial services. Apply before 9 September 2015.

Virgin Balance Transfer Credit CardLimited offer for 20 days, to celebrate 20 years infinancial services. Apply before 9 September 2015.
Card Stack - Cassette tape

0% interest for 40 months on balance transfers made in the first 60 days

The promotional period starts from the date your account is opened. A fee of 2.99% applies for every balance transfer.

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Key features include

  • 0% for 40 months on balance transfers, with a fee of 2.99%
    Move a balance from another credit or store card and get 40 months 0% to pay it off.
  • 0% for 40 months on money transfers, with a fee of 4%
    Pay money into your current account from your credit card to pay off other debt you may have elsewhere.
  • 0% for 3 months on card purchases
    From the date your account is opened.
  • Choose the design of your card
    Go for a standard plastic or our unique cassette design.

The promotional period starts from the date your account is opened and applies to transfers made in the first 60 days.

 
 

Additional benefits and features

Virgin Group offers

As a Virgin Credit Card customer, you can enjoy a range of offers from around the world of Virgin and beyond.

 
Contactless symbol

Contactless payments

Make payments of up to £20* anywhere you see this symbol, without using your PIN. Simple and secure technology to make your life easier.

 
Paperless Icon

Online statements

Online statements are more convenient for most people and better for the environment. We'll always email you to let you know when your statement is ready to view. You just need to register for Online Service to view your statements online. If you'd prefer paper statements, you can ask for these to be sent to your home address once your account is up and running.

 
Apply online nowApply online for an instant decision
We'll let you know if we need more information
 
 

Representative example:

Purchase rate

18.9%  p.a.
(variable)
on card purchases

Equivalent to

18.9%  APR 
representative (variable)

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Credit Card and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Credit Card is issued by Virgin Money plc – Registered in England and Wales (Company No: 6952311). Registered office – Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money plc subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Click here for your copy of the Lending Code(Opens in a new window/tab).

*Payment limits for contactless are increasing from £20 to £30 between 1 September and 31 October.