At the end of the application process we'll carry out a credit score and we'll tell you whether you've been approved. In some circumstances, we may need some additional information and we'll let you know if this is the case. When making our decision, we'll take into account your age, status and financial background. Before you apply, check the following statements are true:
- I am aged 18 years or over (the same goes for any additional cardholders).
- I am a UK resident.
- I have a UK bank or building society account.
- I have good credit history.
You won't be approved if you are bankrupt or in an IVA, and it is unlikely that you'll be approved if you have CCJs or defaults and if you have no credit history. If you are unsure of your credit history, then please contact Experian for a copy of your credit file.