Virgin Balance Transfer Credit Card
Our extended balance transfer credit card, loaded with
attractive Virgin offers

Virgin Balance Transfer Credit CardOur extended balance transfer credit card, loaded withattractive Virgin offers
Virgin Credit Card

0% interest for 36 months on balance transfers made in the first 60 days

The promotional period starts from the date your account is opened. A fee of 3.49% applies for every balance transfer.

Apply online nowApply online for an instant decision
We'll let you know if we need more information
 
 

Key features include

  • 0% for 36 months on balance transfers
    Move a balance from another credit or store card and get 3 years 0% to pay it off.
  • 0% for 36 months on money transfers
    Pay money into your current account from your credit card to pay off other debt you may have elsewhere.
  • 0% for 6 months on card purchases
    From the date your account is opened.
  • Choose the design of your card
    Go for red, black, purple or our iconic Virgin Quest design.

The promotional period starts from the date your account is opened and applies to transfers made in the first 60 days (3.49% fee for balance transfers and 4% fee for money transfers).

 
 

Additional benefits and features

Virgin Group offers

As a Virgin Credit Card customer, you can enjoy a range of offers from around the world of Virgin and beyond.

 
Contactless symbol

Contactless payments

Make payments of up to £20 anywhere you see this symbol, without using your PIN. Simple and secure technology to make your life easier.

 
Paperless Icon

Online statements

Online statements are more convenient for most people and better for the environment. We'll always email you to let you know when your statement is ready to view. You just need to register for Online Service to view your statements online. If you'd prefer paper statements, you can ask for these to be sent to your home address once your account is up and running.

 
Apply online nowApply online for an instant decision
We'll let you know if we need more information
 
 

Representative example:

Purchase rate

18.9%  p.a.
(variable)
on card purchases

Equivalent to

18.9%  APR 
representative (variable)

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Credit Card and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Credit Card is issued by Virgin Money plc – Registered in England and Wales (Company No: 6952311). Registered office – Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money plc subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Click here for your copy of the Lending Code(Opens in a new window/tab).