Virgin Credit Card - The card that gives you plenty of breathing space

Virgin Credit Card - The card that gives you plenty of breathing space

Starting your online application

  • It takes just minutes to apply online. (Don't forget you need to be aged 18 or over, and a UK resident with a bank or building society account.)
  • Choose the colour card you'd like:
Red Virgin Credit Card
Silver Virgin Credit Card
Black Virgin Credit Card
Pink Virgin Credit Card

0% on balance transfers for 14 months*
Rate applies to transfers made in the first 60 days. Handling fee of 2.98% applies.

0% on card purchases for 3 months*†

16.6% APR
Typical rate (variable)

Your APR may vary according to your circumstances††

Balance to transfer?
Have the details handy if you want to transfer asap. Or you can apply online now and sort out your balance transfer later.

As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them.

*From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

† If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.

†† As we treat our customers and their applications on an individual basis, the APR and the interest rates we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be either 16.6% APR (variable), 19.9% APR (variable), or 23.9% APR (variable).