Virgin Credit Card - The card that gives you plenty of breathing space

Virgin Credit Card - The card that gives you plenty of breathing space
Virgin credit cards

Choose the option that's right for you:

Option 1: Ideal if you're transferring a balance

  • 0% for 14 months on balance transfers*‡
  • 0% for 3 months on card purchases*†

16.6% APR
Typical rate (variable)

Apply online for the Virgin Credit Card with the Option 1 rate

Option 2: Ideal for balance transfers and card purchases too

  • 0% for 12 months on balance transfers*‡
  • 0% for 12 months on card purchases*†

18.9% APR
Typical rate (variable)

Apply online for the Virgin Credit Card with the Option 2 rate

‡ Rate applies to balance transfers made in the first 60 days. 2.98%
handling fee.

 

*From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

† If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.

The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA).