Virgin Balance Transfer Credit Card

Virgin Balance Transfer Credit Card

0% interest on balance transfers for 29 months

Unlike many credit card lenders, with Virgin Money the advertised rate you see is the rate you get. Transfer your balance within the first 60 days of opening your account and say goodbye to high interest.

  • 0% for 29 months on balance transfers.
    (From account opening, 2.99% handling fee applies)
  • 0% for 29 months on money transfers.
    (From account opening, 4% handling fee applies)
    Find out more about money transfers
  • 0% for 6 months on purchases.
    (From the date your account is opened)


Select your card colour

  • Silver Virgin Credit Card
  • Black Virgin Credit Card
  • Pink Virgin Credit Card

Representative example

Purchase rate

18.9% p.a.(variable) on card purchases

Equivalent to

18.9% APRrepresentative variable

based on a credit limit of


Credit limits will vary based on your individual circumstances

The Virgin Balance Transfer Credit Card is issued by MBNA Limited

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary. Virgin Money plc only promotes credit cards which are provided under the Virgin brand. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.