Thanks for choosing the Balance Transfer Credit Card
0% on balance transfers for 20 months*
Rate and handling fee of 2.99% applies to transfers made in the first 60 days.
0% on card purchases for 3 months*

0% on balance transfers for 20 months*
Rate and handling fee of 2.99% applies to transfers made in the first 60 days.
0% on card purchases for 3 months*
* From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
** Your credit limit will depend on your personal circumstances.
The Virgin Credit Cards are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.
The Virgin Credit Cards are promoted by Virgin Money Limited. Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 4232392. Virgin Money Limited currently promotes credit cards exclusively with MBNA Europe Bank Limited.
Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.