Starting your online application

  • It takes just minutes to apply online. (Don't forget you need to be aged 18 or over, and a UK resident with a bank or building society account.)
  • Choose the card colour you'd like:
Red Virgin Credit Card
Silver Virgin Credit Card
Black Virgin Credit Card
Pink Virgin Credit Card
Next

Balance to transfer?

Have the details handy if you want to transfer asap. Or you can apply online now and sort out your balance transfer later.

As the Virgin Balance Transfer Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them.

Rate reminder

0% on balance transfers
for 20 months*

0% on card purchases
for 3 months*

Rate and handling fee of 2.99% applies to transfers made in the first 60 days.

Representative example

Card purchases
16.8% p.a. (variable)

Equivalent to
16.8% APR
Representative (variable)

Assumed credit limit**
£1,200

 
 

*From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

** Credit limits will vary based on your individual circumstances

Virgin Money Limited currently promotes credit cards exclusively with MBNA Europe Bank Limited. The Virgin Credit Cards are promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251.