0% for 20 months*
Our longest balance transfer period ever

Rate and handling fee of 2.99% applies to transfers made in first 60 days.

Small Red Card Image - V21 Challenger
  • Apply online now for an instant decision†
  • Arrange your balance transfer online
  • 0% interest on purchases for 3 months*
  • Great discounts on Virgin products and high street names
 

Representative
example

  • Card purchases
    16.8% p.a.
    (variable)

  • Equivalent to
    16.8% APR
    Representative (variable)

  • Assumed credit limit**
    £1,200
     

 

*From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

† Instant decision is only available Monday to Thursday 8am to 8pm and Friday 8am to 5pm. If you apply out of hours you should hear from us within 10 working days.

** Credit limits will vary based on your individual circumstances

The Virgin Credit Cards are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

The Virgin Credit Cards are promoted by Virgin Money Limited. Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 4232392. Virgin Money Limited currently promotes credit cards exclusively with MBNA Europe Bank Limited.

Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.