Virgin Credit Card - The card that gives you plenty of breathing space

Virgin Credit Card - The card that gives you plenty of breathing space

Card benefits

As well as a great rate, the Virgin Credit Card comes with no annual fee and up to 50 days interest free†† on your card purchases.

Plus all these great benefits too:



0% on balance transfers for 16 months* (Balance transfer rate applies to transfers made in the first 60 days. 2.98% handling fee applies), 0% on card purchases for 3 months*† , 16.6% APR Typical rate (variable)

Card benefits

A discount scheme like no other

Your Virgin Credit Card comes with a fantastic discount scheme that can save you money across the Virgin group and beyond - exclusive savings no other UK credit card provider can give you. Remember to check the terms and conditions for each offer.

Up to 10% off Virgin Holidays. Enjoy going places for less, when you use your Virgin Card to pay. Offer includes city breaks, ski trips, and family packages.

Exclusive savings with Virgin Media. Save a packet when you create your own mix of TV, broadband, phone and mobile.

10% off at Virgin Wines. When you pay with your Virgin Card. And if you order something that’s not to your taste, you can get a refund.

1 month free at Virgin Active. When you pay for your Virgin Active membership with your Virgin Card you'll get a month free.

Up to 20% off Virgin Experiences. High-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on every experience when you pay with your Virgin Card.

10% off Vie at Home. Save money on cosmetics, jewellery and homeware when you shop online at vieathome.com and pay with your Virgin Card.

Virgin Holidays Cruises offer. Up to 10% off - just pay with your Virgin Card.

½ price Virgin Balloon Flights. Searching for a unique gift which they'll remember forever? Get a Virgin Balloon Flights adventure Package for half the normal price, when you pay with your Virgin Credit Card.

High street savings. Get more for your money with your Virgin Card thanks to our range of high street vouchers which you can buy at a discount.

0% on balance transfers for 16 months* (Balance transfer rate applies to transfers made in the first 60 days. 2.98% handling fee applies), 0% on card purchases for 3 months*† , 16.6% APR Typical rate (variable)

Card benefits

Free Purchase Protection Insurance**

Pay with your Virgin Credit Card and most purchases between £50 and £1,000 are automatically covered against accidental damage or theft for up to 100 days from the date of purchase.

Exclusions and limits apply. Please read the Purchase Protection Insurance policy summary.



0% on balance transfers for 16 months* (Balance transfer rate applies to transfers made in the first 60 days. 2.98% handling fee applies), 0% on card purchases for 3 months*† , 16.6% APR Typical rate (variable)

Card benefits

Free Travel Accident Insurance**

Use your Virgin Credit Card to pay for your travel tickets in full and you’ll automatically be covered for up to £250,000 if you have an accident while travelling to or from your destination.

If your partner or children are travelling with you, they will be covered too.

Exclusions and limits apply. Please read the Travel Accident Insurance policy summary.



0% on balance transfers for 16 months* (Balance transfer rate applies to transfers made in the first 60 days. 2.98% handling fee applies), 0% on card purchases for 3 months*† , 16.6% APR Typical rate (variable)

Card benefits

Run your account online 24/7, or by phone

It’s up to you how you choose to run your Virgin Credit Card account. You can manage your account by phone or online - either way is easy.

To service your card by phone, call us on 0800 015 0306, 24 hours a day, 7 days a week, or to access your account online anytime of the day or night, just click on 'My Virgin Money'.

It only takes a few minutes to register for online service, and as soon as you’re up and running you can:

  • Access your account 24/7
  • Check your balance and credit limit
  • See your PIN securely on-screen
  • Make payments/set up direct debits
  • Update your details
  • And much more...


0% on balance transfers for 16 months* (Balance transfer rate applies to transfers made in the first 60 days. 2.98% handling fee applies), 0% on card purchases for 3 months*† , 16.6% APR Typical rate (variable)
Apply online
 

Like to talk to us?

Call us on
0800 096 9939
Calls may be recorded

We're here...

7.30am to 10pm, Mon to Fri 8am to 9pm, Sat
9am to 9pm, Sun.


*From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

† For full details of how we allocate your repayments, particularly when promotional offers have the same rate, please see paragraph 2f of your terms and conditions.

** Terms and conditions apply to all insurances. Full details will be sent once your account is opened

†† As long as you pay your statement balance in full and on time every month.