As well as a great rate, the Virgin Credit Card comes with no annual fee and up to 50 days interest free on your card purchases (as long as you pay your statement balance in full and on time every month).
Plus all these great benefits too:
A discount scheme like no other
Your Virgin Credit Card comes with a fantastic discount scheme that can save you money across the Virgin group and beyond - exclusive savings no other UK credit card provider can give you. Remember to check the terms and conditions for each offer.
Up to 20% off Virgin Experiences like high-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on every experience when you pay with your Virgin Card.
10% off Vie at Home. Save money on cosmetics, jewellery and homeware when you shop online at vieathome.com and pay with your Virgin Card.
Virgin Holidays Cruises offer. Up to 10% off - just pay with your Virgin Card.
Half price Virgin Balloon Flights. Searching for a unique gift which they'll remember forever? Get a Virgin Balloon Flights Adventure Package for half the normal price with your Virgin Card.
Up to 10% off Virgin Holidays. Enjoy going places for less, when you use your Virgin Card to pay. Offer includes city breaks, ski trips, and family packages.
Exclusive savings with Virgin Media. Save a packet when you create your own mix of TV, broadband, phone and mobile.
10% off at Virgin Wines. Just pay with your Virgin Card. And if you order something that’s not to your taste, you can get a refund.
1 month free at Virgin Active. When you pay for your Virgin Active membership with your Virgin Card, you'll get a month free.
Pay less interest on your balance
With the Virgin Credit Card, your monthly repayments go towards paying off the balance with the highest rate of interest first, instead of the lowest rate. This means your higher rate balances are paid off earlier, and you pay less interest overall.
So, you can use your Virgin Credit Card for everything from balance transfers to everyday spending, without worrying about whether you're getting the full benefit of your promotional rates - you always will be.
Paperless statements
We want to make sure we're doing as much as we can for the planet so your statements will be available to view online instead of being sent in the post. We'll always send you an email to let you know when your statement is ready to view online at myvirginmoney.com.
You'll need to register for online service to view your paperless statements. If, at some point in the future, you'd prefer to receive paper statements - you can change your options in online service.
Run your account online 24/7, or by phone
It’s up to you how you choose to run your Virgin Credit Card account. You can manage your account by phone or online - either way is easy.
To service your card by phone, call us on 0800 015 0306, 24 hours a day, 7 days a week, or to access your account online anytime of the day or night, just click on 'My Virgin Money'.
It only takes a few minutes to register for online service, and as soon as you’re up and running you can:
Call us on
0800 096 9939
Calls may be recorded
7.30am to 10pm, Mon to Fri 8am to 9pm, Sat
9am to 9pm, Sun.
*From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
† If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.
