Starting your online application
- It takes just minutes to apply online. (Don't forget you need to be aged 18 or over, and a UK resident with a bank or building society account.)
- Choose the card colour you'd like:

Balance to transfer?
Have the details handy if you want to transfer asap. Or you can apply online now and sort out your balance transfer later.
As the Virgin Balance Transfer Credit Card is issued by MBNA, you can't transfer a balance from another credit card issued by them.
0% on balance transfers
for 20 months (2.99% fee)
0% on card purchases
for 3 months
Rates apply from the date your account is opened on balance transfers or purchases made in the first 60 days of account opening
16.8% p.a. (variable) on card purchases
Equivalent to
16.8% APR
representative (variable)
Based on a credit limit of
£1,200
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit.
You cannot transfer balances between MBNA accounts.

