Virgin Balance Transfer Credit Card

Virgin Balance Transfer Credit Card

Let's apply

It's straight forward to apply online with our safe and secure online application.

Before you start your application, please confirm:

  • I am aged 18 or over
  • I am a UK resident
  • I have a UK bank or building society account

Select your card colour

  • Silver Virgin Credit Card
  • Black Virgin Credit Card
  • Pink Virgin Credit Card

Balance to transfer?

Virgin credit cards are issued by MBNA, so unfortunately balance transfers are not available to MBNA customers.

If you want to transfer your balance during the application process, then have your account details handy. If they're not to hand, don't worry as you can still apply online now and initiate your transfer later.

Rate reminder

0% on balance transfers for up to 29 months from account opening (2.99% handling fee, min £3). This offer only applies to transfers made in the first 60 days.

0% on card purchases for up to 6 months from the date your account is opened.

Representative example:

18.9% p.a.
on card purchases

This is equivalent to

representative (variable)

Credit limits will vary based on your individual circumstances.

The Virgin Balance Transfer Credit Card is issued by MBNA Limited.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary. Virgin Money plc only promotes credit cards which are provided under the Virgin brand. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.