Virgin Balance Transfer Credit Card

Virgin Balance Transfer Credit Card

0% interest on balance transfers for 29 months

Offer applies from the date your account is opened, on balance transfers made in the first 60 days of account opening (2.99% fee).

Card stack [small]
  • Apply online now for an instant decision
  • Arrange your balance transfer online
  • 0% interest on purchases for 6 months
    From the date your account is opened.
  • Great discounts on Virgin products and high street names
  • Choose the colour of your credit card from red, silver, purple or black
Apply for a Virgin Balance Transfer Credit Card now

Representative example:

  • 18.9% p.a.
    (variable) on card purchases

  • Equivalent to
    18.9% APR
    representative variable

  • based on a credit limit of £1,200


Credit limits will vary based on your individual circumstances

† If you apply online between the hours of 6am – midnight, Monday to Friday, or 6am – 9pm, Saturday to Sunday, you could get an instant decision. Outside of these hours, or if your application is referred to a Credit Analyst for a final decision, we’ll be in touch as soon as possible.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary. Virgin Money plc only promotes credit cards which are provided under the Virgin brand. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.