Virgin Charity Credit Card - A small difference to the way you shop. a big difference to your charity.

Card benefits

As well as a great rate, the Virgin Charity Credit Card has no annual fee and up to 50 days interest free* on your card purchases.

Card benefits

Helping you raise more for charity

When you take out a Virgin Charity Credit Card we’ll set up a Virgin Money Giving account for you (unless you already have one). Virgin Money Giving is a not-for-profit fundraising website where you can raise money for charity in just a couple of clicks.

You use your Virgin Money Giving account to donate your cash back to your chosen charities, to our default charity, or have it paid to you.

If you’re eligible, Gift Aid can also be reclaimed on your donation so even more goes to charity. Visit the Virgin Money Giving website to see if your charity is registered or read on to find out more.

Card benefits

0.8% cash back on everything you buy on your card

Every time you buy something with your card – in-store or online – you earn 0.8% cash back for your chosen charities. Check your charity is registered.

If you're eligible, Virgin Money Giving can also claim Gift Aid to increase your donation to 1%.

If you don’t have a Virgin Money Giving account, don’t worry, we’ll set one up for you. Then all you need to do is log in and choose a charity.

You can change your charity at any time or spread your donations around multiple charities.

If you don’t want to donate your cash back, that’s fine. You can choose to have it sent to you annually by cheque.†

Cash back terms & conditions apply (PDF, 310k).

Card benefits

Increase your charity donation to 1% with Gift Aid

If you’re a UK resident and taxpayer, Gift Aid can be added to your charity donation so your 0.8% cash back becomes 1%.

Gift Aid is tax relief on money donated to UK charities. It’s the Government’s way of helping people raise more for charity.

The Virgin Charity Credit Card is the first credit card where Gift Aid can be claimed when you donate cash back to charity.

When you’re logged in to your Virgin Money Giving account, you'll be asked to choose whether you want to give your cash back to a charity of your choice or have it paid to you. If you choose to donate to charity, we'll ask you to tick a declaration box if you want us to claim Gift Aid on your donations.

Card benefits

A discount scheme like no other

Your Virgin Charity Credit Card comes with a fantastic discount scheme that can save you money across the Virgin group and beyond.

Here's a sample of the offers available:

	5% off Virgin Holidays Plus no credit card fee when you use your Virgin Card to pay. Offer includes city breaks, ski trips and family packages.
	10% off at Virgin Wines If you order something that’s not to your taste, you can get a refund.
	Up to 20% off Virgin Experiences High-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on selected experiences.
	10% off holiday autos  Enjoy a 10% discount on car hire from holiday autos. With over 5,000 locations across the world, holiday autos offer a simple way to sort out your holiday car hire.
	10% off VIE at home Save money on Cosmetics, Jewellery and Homeware when you shop online at vieathome.com and pay with your Virgin Card.
	1 month free for new members at Virgin Active When you pay for your initial fees on a 12 month contract membership with your Virgin Credit Card, you'll recieve a month free.
	30% off Virgin Balloon Flights plus free Champagne & Chocolates A voyage with Virgin Balloon Flights is the experience of a lifetime.

Offers correct as at 28 November 2011. Terms and conditions apply and can be found at myvirginmoney.com. All offers are subject to change and may be withdrawn at any time.