Virgin Charity Credit Card - A small difference to the way you shop. a big difference to your charity.

Card benefits

As well as a great rate, the Virgin Charity Credit Card has no annual fee and up to 50 days interest free* on your card purchases.

Card benefits

Helping you raise more for charity

When you take out a Virgin Charity Credit Card we’ll set up a Virgin Money Giving account for you (unless you already have one). Virgin Money Giving is a not-for-profit fundraising website where you can raise money for charity in just a couple of clicks.

You use your Virgin Money Giving account to donate your cash back to your chosen charities, to our default charity, or have it paid to you.

If you’re eligible, Gift Aid can also be reclaimed on your donation so even more goes to charity. Visit the Virgin Money Giving website to see if your charity is registered or read on to find out more.

Card benefits

0.8% cash back on everything you buy on your card

Every time you buy something with your card – in-store or online – you earn 0.8% cash back for your chosen charities. Check your charity is registered.

If you're eligible, Virgin Money Giving can also claim Gift Aid to increase your donation to 1%.

If you don’t have a Virgin Money Giving account, don’t worry, we’ll set one up for you. Then all you need to do is log in and choose a charity.

You can change your charity at any time or spread your donations around multiple charities.

If you don’t want to donate your cash back, that’s fine. You can choose to have it sent to you annually by cheque.†

Cash back terms & conditions apply (PDF, 310k).

Card benefits

Increase your charity donation to 1% with Gift Aid

If you’re a UK resident and taxpayer, Gift Aid can be added to your charity donation so your 0.8% cash back becomes 1%.

Gift Aid is tax relief on money donated to UK charities. It’s the Government’s way of helping people raise more for charity.

The Virgin Charity Credit Card is the first credit card where Gift Aid can be claimed when you donate cash back to charity.

When you’re logged in to your Virgin Money Giving account, you'll be asked to choose whether you want to give your cash back to a charity of your choice or have it paid to you. If you choose to donate to charity, we'll ask you to tick a declaration box if you want us to claim Gift Aid on your donations.

Card benefits

A discount scheme like no other

Your Virgin Charity Credit Card comes with a fantastic discount scheme that can save you money across the Virgin group and beyond.

Up to 20% off Virgin Experiences like high-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on every experience when you pay with your Virgin Card.

10% off Vie at Home. Save money on cosmetics, jewellery and homeware when you shop online at vieathome.com and pay with your Virgin Card.

Virgin Holidays Cruises offer. Up to 10% off - just pay with your Virgin Card.

Half price Virgin Balloon Flights. Searching for a unique gift which they'll remember forever? Get a Virgin Balloon Flights Adventure Package for half the normal price with your Virgin Card.

Up to 10% off Virgin Holidays. Enjoy going places for less, when you use your Virgin Card to pay. Offer includes city breaks, ski trips, and family packages.

Exclusive savings with Virgin Media. Save a packet when you create your own mix of TV, broadband, phone and mobile.

10% off at Virgin Wines. Just pay with your Virgin Card. And if you order something that’s not to your taste, you can get a refund.

1 month free at Virgin Active. When you pay for your Virgin Active membership with your Virgin Card, you'll get a month free.

Remember to check the terms and conditions for each offer. You'll be able to see full details of these once your credit card account is opened.