Virgin Car Insurance - Great value insurance, great Virgin offers

Virgin Car Insurance - Great value insurance, great Virgin offers

What we cover

We offer 3 levels of cover, click on the links below to find out more, or check the table for the details of the policy.

Comprehensive

You and your car will be covered for any accident you have, whether it’s your fault or not. You’re also protected against your car being stolen, vandalised, fire damaged or broken into, and we’ll give you a courtesy car while it’s being repaired (subject to availability when you use an approved repairer).

Third party, fire and theft

If your car catches fire or if someone steals it, you're covered. However, if an accident is your fault then the damage you do to your car is not covered but the damage you do to the other vehicle is.

Third party

The bare minimum you need to be on the road. If an accident's your fault, the damage you do to other people’s cars or property is covered. Whatever happens to your car isn’t covered. And you can only have this cover if your car’s worth less than £5,000. This cover’s only available by phone - if you’d like a third party quote you’ll need to give us a call.

Am I covered if...Comprehensive3rd party
(fire & theft)
3rd party
I crash into someone else’s car or damage their property?Yes - you're coveredYes - you're coveredYes - you're covered
I crash my car?Yes - you're coveredNo - you're not coveredNo - you're not covered
I injure another person?Yes - you're coveredYes - you're coveredYes - you're covered
I injure myself and need emergency medical help?Yes - you're coveredNo - you're not coveredNo - you're not covered
I injure myself and need ongoing medical help?Yes - you're coveredNo - you're not coveredNo - you're not covered
A fire destroys my car?Yes - you're coveredYes - you're coveredNo - you're not covered
My car gets stolen?Yes - you're coveredYes - you're coveredNo - you're not covered
My windscreen or windows get smashed?Yes - you're coveredNo - you're not coveredNo - you're not covered
My stereo gets stolen?Yes - you're coveredNo - you're not coveredNo - you're not covered
I need a courtesy car while mine’s being fixed?Yes - you're coveredNo - you're not covered (see note underneath table for details)No - you're not covered
My personal property in the car gets stolen or damaged?Yes - you're coveredNo - you're not coveredNo - you're not covered
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Like to talk to us?

Call us on
0800 051 0588
Calls may be recorded.

We're here...

8am to 8pm, Mon to Fri
(8am to 6pm on Bank Holidays)
9am to 5pm, Sat
10am to 5pm, Sun.