What's covered?

We offer three types of pet insurance:

Accident and illness extra
Maximum cover at a competitive price. It covers your pet from the start of any accident or illness for the rest of its life or until you reach the maximum amount we'll pay out.

Accident and illness
This covers your pet against accidents and illness, with a maximum time and amount we'll pay out for each condition - so premiums are kept affordable.

Accidental injury
The cheapest way of insuring your dog or cat, designed to help you cover one-off, unexpected costs if your pet is involved in an accident. It also includes lots of other benefits too. If you think pet insurance is a luxury you can't afford, this could help you think again.

At a glance

Condition	Accident & illness extra	Accident & illness	Accidental injury
Holiday cancellation/curtailment: due to loss or injury of your pet with our Accidental injury cover, or due to loss, illness or injury of your pet with our Accident and illness or Accident and illness extra.	up to £1,000	up to £1,000	up to £1,000
Hospitalisation of owner: kennel/cattery fees if you have to go into hospital for more than four days.	up to £500	up to £500	up to £500
Theft or straying: recovery costs if your pet is lost or stolen.	up to £500	up to £500	up to £500
Accidental death/loss of pet: reimbursement if you lose your pet through theft, straying or accidental death.	purchase price - up to £1,500	purchase price - up to £1,500	purchase price - up to £1,500
Four help lines including 'Find a vet', 'Bereavement counselling', 'Pet minder' and 'Pet legal'.
Legal liability in case your dog injures a third party or damages their property.	up to £1 million	up to £1 million	up to £1 million
Vet's fees - amount of cover	Cover for each injury, illness and disease with no time limit, up to £6000 for each condition	Maximum 12 months of treatment for each injury, illness and disease up to £3,000 for each condition	Maximum 12 months of treatment for each injury up to £1,500 for each condition

If you'd like full details of what's covered or you'd like to check any exclusions that may apply, read the policy documents.

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What's covered?

At a glance

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Pet insurance