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The big advantage of a cash ISA is that your savings earn interest tax free. That means 20% higher returns – 40% if you're a higher rate taxpayer. For most people it's a no-brainer – why let the taxman take a cut of your savings if you don't have to.
With the Virgin Cash ISA there are no notice periods so you can get at your cash whenever you need it. You can easily withdraw money over the phone or internet. And our current cash interest rate is 4.25% tax free.