Fixed interest securities fund aiming to provide a high and regular interest without putting your capital at too much risk. Invests half your money in government gilts, half in a wide range of top-rated corporate bonds. It pays out regular interest which you can take as a six-monthly income, or reinvest to grow your fund.

Less growth potential than our FTSE All-Share Tracker Fund or Climate Change Fund, but lower risk than either, so your capital is safer.

A good choice if you are looking for a better return than a deposit account but are not ready to invest in shares. Considered a ‘half way house’ between a deposit account and stock market shares.

You can invest up to £7,200 a year tax-efficiently through a Virgin ISA. You can invest more than this through a Virgin Unit Trust.

You can also invest by transferring ISAs (or ex-PEPs) from other providers into the fund, or switching any Virgin investments you may have into the fund.

You can pay in lump sums or regular monthly amounts from £1 upwards.

There's just a 1% annual management charge.

No notice periods mean you can get at your money whenever you want.

Why choose this fund