* Based on the data supplied by Moneyfacts on balance transfer "Best Buy" Credit card tables for every month from March 2007 - February 2008. Correct as at 10/03/08.

**For full details of how we allocate your repayments, particularly when promotional offers have the same rate, please see paragraph 2f of your terms and conditions.
† As long as you pay your statement balance in full and on time every month.